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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147257)

PayPal highly rated

5
PayPal is excellent. Used for many years. Reviewed on: 18th June 2026

Peace, Security and Protection.

5
From my experience, I always always pay anything I buy online through PayPal due to the fact that I know my transaction/payment secured and no one can access my account for any fraudulent transactions. If any portal does not accept PayPal as payment, I would not order anything because once I ordered something where they did not have PayPal payment and I paid it through Apple Pay and it turned out to be a scam where I had to then cancel my card and have new card re-issued. So PayPal not just give you peace of mind but you are also protected in literally every sense. PayPal offers you security, protection and peace of mind. I would recommend it to anyone to use PayPal for any transactions or purchases. Reviewed on: 18th June 2026

Its very easy to use and their customer service is e...

5
Its very easy to use and their customer service is excellent Reviewed on: 18th June 2026

moja aplikacja

5
najlepsza aplikacja do placenia za bilety Reviewed on: 18th June 2026

Paypal is extremely useful for consolidating payment...

5
Paypal is extremely useful for consolidating payment methods and flexible credit options allowing me to obtain items i really want and utility with ease with a very good portal and mobile app. Reviewed on: 18th June 2026

Very good

5
Very good, easy to use and accepted in lots of places Reviewed on: 18th June 2026

Very good and I have been with for many years...

5
Very good and I have been with for many years Reviewed on: 18th June 2026

Very easy to use, takes care of itself, no interest...

5
Very easy to use, takes care of itself, no interest for up to 36 months. No need to maintain it every month, does the work for you. Reviewed on: 18th June 2026

I am very satisfied with PayPal Credit.

5
I am very satisfied with PayPal Credit. The integration with my main account makes online shopping incredibly fast and seamless, and managing payments is intuitive and easy to track. Reviewed on: 18th June 2026

Comes in handy

5
Always had good experience with PayPal, and paying back is easy as its done through direct debit so never forget Reviewed on: 18th June 2026

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