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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147214 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147214)

Great service monthly payments

Great service would recommend and use again Reviewed on: 18th June 2026

Having PayPal credit is so helpful.

Having PayPal credit is so helpful. When I cannot afford to pay in one way I am always using PayPal pay in 3 or PayPal credit pay in 4 months with 0 interest Reviewed on: 18th June 2026

Convenient

An easy way to pay, and excellent communication Reviewed on: 18th June 2026

PayPal credit has been very easy to use and provided...

PayPal credit has been very easy to use and provided quick and convenient method of paying for high cost things easily. I aim as much as possible to pay things off in the interest free timeframe which is really useful. If you miss it though the interest rates are high Reviewed on: 18th June 2026

I use PayPal regularly and feel I can trust it in ha...

I use PayPal regularly and feel I can trust it in handling transactions or any disputes Reviewed on: 18th June 2026

PayPal is very good I have been using for more than...

PayPal is very good I have been using for more than 20 years. Always the go to for paying Reviewed on: 18th June 2026

Good company

It has been a good experience, they are a very good company that provides support and good customer service Reviewed on: 18th June 2026

Secured efficiency and reliability

Secured efficiency and reliability Reviewed on: 18th June 2026

Recently had a payment problem and I got through rig...

Recently had a payment problem and I got through right away customer service was very good explain what I needed and it wasn’t any problem for them they put me through to the right department and it was sorted there and then -on an other matter and again the service was excellent I have nothing but excellent service Reviewed on: 18th June 2026

Quick and easy to use and a great tool for all my on...

Quick and easy to use and a great tool for all my online shopping for home and my business Reviewed on: 18th June 2026

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