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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,971 reviews, last reviewed 9th Apr 2026
661400% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Bunny I’ve only ever had to contact customer services once for a query and it was sorted very quickly. I have been with PayPal for years and it’s always bee... Read more Reviewed on: 9th April 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57971)

A good alternative to normal finance

5
Paypal has been a life saver, sometimes in-between paydays or for big items its useful to do the pay in 3 with 0% interest. Especially for big items like washing machines or tumble dryers when they brake. Reviewed on: 6th April 2026
Janine's avatar
Janine

Have used pay in 3 and other other offers like inter...

5
Have used pay in 3 and other other offers like interest free deals with brands like samsung. Reviewed on: 6th April 2026
Ash's avatar
Ash

I had an issue a little while back and they was hone...

3
I had an issue a little while back and they was honest and very helpful Reviewed on: 6th April 2026
Riley G's avatar
Riley G

I’ve never had any issues with PayPal.

5
I’ve never had any issues with PayPal. The issues I have had have been retailer end and PayPal helped sort those out with me. Really peace of mind. Reviewed on: 6th April 2026
D C's avatar
D C

Convenience and reliability

5
I’m very pleased with PayPal as it’s quick and easy to use. Any queries to payments are dealt with efficiently and responses are conveyed every step of the way! Reviewed on: 6th April 2026
Karen W's avatar
Karen W

They fulfilled many dreams that I refer to with all...

5
They fulfilled many dreams that I refer to with all my heart and helped me organize my finances Reviewed on: 6th April 2026
muaath Issa's avatar
muaath Issa

Used once and it's been good

3
I've only used it once and it's been fine. Reviewed on: 6th April 2026
kirsty wilkins's avatar
kirsty wilkins

Ease of payments long zero percent interest terms.

5
Ease of payments long zero percent interest terms. Reviewed on: 6th April 2026
Nicola M's avatar
Nicola M

Pay in 3 very helpful especially just after Christma...

5
Pay in 3 very helpful especially just after Christmas planning for football matches. Will also be beneficial should the current cost of living crisis continue. Reviewed on: 6th April 2026
Andrew S's avatar
Andrew S

My favourite payment option

5
I really love to use PayPal as a payment method. Reviewed on: 6th April 2026
Elizabeth Ramirez Villa 's avatar
Elizabeth Ramirez Villa

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