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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147149 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147149)

PayPal, is my pal!

I am happy with PayPal, it make life easier. Reviewed on: 18th June 2026

Helpfull

Never had any trouble if I v needed help paypal have been there to sort it Reviewed on: 18th June 2026

No issues with PayPal in the 20 years I have...

No issues with PayPal in the 20 years I have used it Reviewed on: 18th June 2026

Flexibility monthly payment, safe,

Flexibility monthly payment, safe, Reviewed on: 18th June 2026

Great Flexible Payment Option

I’ve had a positive experience using PayPal Credit. The application process was straightforward, and being able to spread the cost of purchases has been really helpful. The online account is easy to manage, payments are simple to make, and statements are clear and easy to understand. It’s a convenient option for larger purchases, especially when taking advantage of promotional interest-free periods. Overall, I’ve found PayPal Credit to be a flexible and useful way to manage spending. Reviewed on: 18th June 2026

Good it works what more can I say

Good it works what more can I say Reviewed on: 18th June 2026

PayPal is always there every time I need it and is a...

PayPal is always there every time I need it and is accepted just about anywhere as well absolutely great Reviewed on: 18th June 2026

I use PayPal wherever I can I feel safe using PayPal.

I use PayPal wherever I can I feel safe using PayPal. Its easy to use. And now I can keep track of my purchases Reviewed on: 18th June 2026

No issues at all.

No issues at all. It is simple and clear. Reviewed on: 18th June 2026

I've had a very positive experience with PayPal Cred...

I've had a very positive experience with PayPal Credit overall. The application process was straightforward, and it's been a convenient way to spread the cost of purchases, especially when taking advantage of the promotional interest-free periods. The integration with PayPal makes checkout quick and hassle-free, and managing the account online is simple and user-friendly. My only concern is the standard interest rate once promotional periods end. The interest can be quite high compared to some other forms of credit, so it's important to keep track of repayment dates and clear balances where possible. As long as you use it responsibly and understand the terms, PayPal Credit can be an excellent financial tool. Overall, I would highly recommend PayPal Credit for its convenience, flexibility, and ease of use, but I would encourage users to be mindful of the interest charges if balances are not paid off within the promotional period. Reviewed on: 18th June 2026

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