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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147102 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147103)

I trust PayPal for my money.

Paypal is first ever trusted platform to make payments now ,as the PayPal has levelled up the game I don’t think there is anyone can compete that . Reviewed on: 18th June 2026

I love PayPay as I use it so many way to pay and I'v...

I love PayPay as I use it so many way to pay and I've been using PayPal for almost every online purchase for over 15 years Reviewed on: 18th June 2026

Never faced any problems

The only reason I have rated the customer service as "neutral" is because I never had to interact with them! The service is so good that I did even need them. I recommend PayPal and PayPal credit with a blink of an eye Reviewed on: 18th June 2026

So easy and convenient to use, my go to payment...

So easy and convenient to use, my go to payment option Reviewed on: 18th June 2026

Always great service.

Always great service. Happy with service Reviewed on: 18th June 2026

Really good experience.

Really good experience. Fair prices Reviewed on: 18th June 2026

It’s quick and easy.

It’s quick and easy. It also provides platforms for charities to receive much needed donations. Reviewed on: 18th June 2026

Options to buy Time

Let's you have various options of how long you need to spread the cost from 6 to 24 months (Terms apply depending on value of purchase) Reviewed on: 18th June 2026

Great customer service and products.

Great customer service and products. Have been using PayPal now for over 10 years and especially been enjoying their credit product where they offer 0% apr for 4 months, Reviewed on: 18th June 2026

very good but can't adjust credit limits

very good but can't adjust credit limits Reviewed on: 18th June 2026

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