Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147051)

PayPal credit

5
Great experience so far useful and easy to use. Reviewed on: 18th June 2026

I have never had an issue with PayPal.

5
I have never had an issue with PayPal. Paypal has always provided a great service. Reviewed on: 18th June 2026

Always had a good experience, rarely needed customer...

5
Always had a good experience, rarely needed customer service. Reviewed on: 18th June 2026

Great! Would use again.

5
Great! No complaints. I would use them again in future for any larger purchases I need to speed the cost on. Reviewed on: 18th June 2026

Easy process.

5
Easy process. Quick set up and efficient Reviewed on: 18th June 2026

Great form credit and service customer service good

5
Great form credit and service customer service good Reviewed on: 18th June 2026

Very informative.

5
Very informative. Efficient. Good range of ways to pay. Reviewed on: 18th June 2026

PayPal works perfectly to pay later.

5
PayPal works perfectly to pay later. Unfortunately due to changes in job roles, I wasn’t able to pay in time so the interest really doesn’t help as it is high. Reviewed on: 18th June 2026

Easy to use app.

5
Easy to use app. Super quick payments and rewards Reviewed on: 18th June 2026

Allways quick and easy.

5
Allways quick and easy. So happy. Purchases never ever been that easy. Just simple remember about payments. Very easy app and very strong security. Good job PayPal. Reviewed on: 18th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 78516 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products