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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,870 reviews, last reviewed 9th Apr 2026
652400% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's great to use, especially Paypal pay in 3! It's great to use, especially Paypal pay in 3! It helps break down the cost. Reviewed on: 9th April 2026
Lewis F's avatar
Lewis F

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57870)

Top marks

5
Easy to apply, quick response from PayPal. All round excellent service. Virtual card option is also easy to acquire and very convenient Reviewed on: 6th April 2026
D E's avatar
D E

I’ve used PayPal for many years now and had nothing...

5
I’ve used PayPal for many years now and had nothing but a positive experience with them. They are very quick at responding to any queries and sorting out any problems. Reviewed on: 6th April 2026
steph_smith628@hotmail.co.uk's avatar
[email protected]

It’s saved me so much with enough for to not have to...

5
It’s saved me so much with enough for to not have to pay interest. Also has a credit card so it’s basically PayPal security with credit facilities Reviewed on: 6th April 2026
Ziza A's avatar
Ziza A

Easy to set up and payment structure good

5
Easy to set up and payment structure good Reviewed on: 6th April 2026
Martin H's avatar
Martin H

Wide range of easy credit solutions.

5
Good clear communications making it easy to be in control of your finances while also giving a range of credit solutions to match your circumstances. Has really helped me over the last few years. Reviewed on: 6th April 2026
David G's avatar
David G

Totally enjoying using PayPal credit.

5
Totally enjoying using PayPal credit. Especially earning points have really been useful Reviewed on: 6th April 2026
Eni o's avatar
Eni o

Great CX.

5
Great CX. Great UX in app & online. V good in resolving the few disputes ŵ merchants that I’ve had. Reviewed on: 6th April 2026
Ant A's avatar
Ant A

Ive used PayPal credit for a few years now and recen...

5
Ive used PayPal credit for a few years now and recently the PayPal credit card and I hope ill be using them for years to come Reviewed on: 6th April 2026
Glynn D's avatar
Glynn D

Good customer service and seamless transactions.

5
Good customer service and seamless transactions. Reviewed on: 6th April 2026
Soromtochukwu U's avatar
Soromtochukwu U

My first choice credit card for online protection

5
Always informed of payment schedule with plentiful days in advance and always an easy to understand statement of recent activity to hand 24 hours a day .I personally use PayPal credit card for all eBay and other online retailer's for added protection. Reviewed on: 6th April 2026
Martin's avatar
Martin

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