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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146988 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146988)

Quick pay

My go to payment system ,so easy and excepted almost every where Reviewed on: 18th June 2026

Always good service with PayPal that's why I always...

Always good service with PayPal that's why I always use them Reviewed on: 18th June 2026

It is easy , more flexible payments options

It is easy , more flexible payments options Reviewed on: 18th June 2026

Clear, easy to use app. Good service.

Clear and easy to use app. Happy with the service provided. Reviewed on: 18th June 2026

Nice and simple, everything in once place!

Nice and simple, everything in once place! Reviewed on: 18th June 2026

Money on tap

Always available and very convenient Reviewed on: 18th June 2026

Foreign Payments eg Germany

PayPal is particularly useful when it isn't possible to pay by UK credit or debit card for goods or services paid for in the UK eg for Germany Reviewed on: 18th June 2026

Easy to use app

Easy to use app, easy to apply for credit and reminders sent of upcoming deadlines. Reviewed on: 18th June 2026

PayPal credit is so easy and safe

I use PayPal credit regularly and have done for many years to buy household items with the ability to pay it off in 4 months. Reviewed on: 18th June 2026

Great experience!

Great experience! Paypal is great Reviewed on: 18th June 2026

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