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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146927)

quick response to queries and a pleasure to deal with.

5
quick response to queries and a pleasure to deal with. very easy to use when purchasing goods online. Reviewed on: 18th June 2026

Great to pay small businesses and keeps your own det...

5
Great to pay small businesses and keeps your own details safe Reviewed on: 18th June 2026

Love the flexibility.

5
It’s great to have the flexibility, and I love the interest free for 4 months option - it’s very useful for budgeting. Reviewed on: 18th June 2026

Great service and very user friendly

5
Great service and very user friendly Reviewed on: 18th June 2026

Great experience and reliable always use when I can

5
Great experience and reliable always use when I can Reviewed on: 18th June 2026

It easy to purchase and you convert into instalments...

5
It easy to purchase and you convert into instalments plan Reviewed on: 18th June 2026

PayPal is easy to use

4
PayPal is easy to use, convenient, and doesn't require wasting time on complicated procedures. Payments are quick, secure, and the platform makes online transactions simple and hassle-free. Reviewed on: 18th June 2026

Brilliant

5
Very easy to use and it's has brilliant protection love using paypal Reviewed on: 18th June 2026

Friendly and professional

5
I have used PayPal for over 10 years. I've only ever had to get in contact with PayPal for some help once. They are extremely professional, friendly and truly value your time making sure you are taken care of and can help advise with any questions. Great experience and service all around. Reviewed on: 18th June 2026

Easy to send and receive money, including internatio...

5
Easy to send and receive money, including international transactions Reviewed on: 18th June 2026

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