Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146849 reviews)

View other PayPal products

4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146851)

New customer

I haven’t experienced PayPal customer services. I’m a new customer, no problems so far. Hopefully I won’t have cause to use PayPal customer services. Reviewed on: 18th June 2026

Great and easy to use .

Great and easy to use . Great support service. Reviewed on: 18th June 2026

The pay in 3 option along with 4 month interest free...

The pay in 3 option along with 4 month interest free on credit card is really really useful. I have used both these options Reviewed on: 18th June 2026

Always had a good experience using PayPal would reco...

Always had a good experience using PayPal would recommend people using them Reviewed on: 18th June 2026

I have hundreds of experiences that PayPal is the be...

I have hundreds of experiences that PayPal is the best way forward to pay securely. Thank you PayPal payment you have saved my life. Reviewed on: 18th June 2026

I always use Paypal with ease and confidence

I always use Paypal with ease and confidence Reviewed on: 18th June 2026

Most items are value for money and are delivered in...

Most items are value for money and are delivered in a reasonable time. Reviewed on: 18th June 2026

PayPal has been a big help

PayPal has always been there for me, making over a thousand of my transections go smoothly and payment immediate. And having PayPal credit is something I could not appreciate more. With PayPal credit, I can buy what I need and pay over time, instead of creating a void in my finances causing unnecessary concern on my part. Thank you PayPal for being there for me Reviewed on: 18th June 2026

PayPal exceeded my expectations

Very safe way to pay always reliable Reviewed on: 18th June 2026

Good for spreading costs over 4 months -interest fre...

Good for spreading costs over 4 months -interest free / Gave a bonus for taking out the card-£25 / Convenient to use from the app / Reviewed on: 18th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78376 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub