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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57807 reviews)

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4.91

Based on 57,807 reviews, last reviewed 9th Apr 2026

646700% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal, it's all in the name.My Pal PayPal. Paypal, it's all in the name. I have a Pal that helps me Pay in a number of ways making life more relaxing and less of the feeling trapped in small pr... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57807)

Good informative and kept updated on my account

Good informative and kept updated on my account Reviewed on: 6th April 2026

Easy to use & excellent service!

Easy to use & excellent service! Reviewed on: 6th April 2026

PayPal is quick, easy and convenient.

PayPal is quick, easy and convenient. Reviewed on: 6th April 2026

been so helpfull and easy especially now i figured o...

been so helpfull and easy especially now i figured out how to addit to my wallet to use whenever and wherever Reviewed on: 6th April 2026

Easy to apply and quick to be accepted.

Easy to apply and quick to be accepted. Great way to budget for pricier purchases by either paying the minimum or greater amounts over a 4 month period. Reviewed on: 6th April 2026

Pay in 3 months 0% is a good idea

Pay in 3 months 0% is a good idea Reviewed on: 6th April 2026

Great way to spread the costs

I use paypal alot. I use it to spread tne cost of larger items, Or just a food shop. Paypal has helped me alot. These oh financially hard times. Reviewed on: 6th April 2026

Fantastic service

Never had an issue getting finance or credit from PayPal. Service is great on 0% terms etc. always a reminder when the next payment is due. Reviewed on: 6th April 2026

Secure shopping pay in three is great for big purcha...

Secure shopping pay in three is great for big purchases and option to use the credit card Reviewed on: 6th April 2026

The best credit facility and customer service

The best credit instalment payment with no charges for some period, making it the best I have seen and the best customer service experience. Reviewed on: 6th April 2026

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