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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146756)

Always friendly & very helpful always manage my quer...

5
Always friendly & very helpful always manage my queries promptly Reviewed on: 18th June 2026

Very Helpful

5
Made simple and very convenient to use Reviewed on: 18th June 2026

Really easy to use great service

5
Really easy to use great service Reviewed on: 18th June 2026

Clea,r, convenient, responsive

5
Clea,r, convenient, responsive process for applying. Good communication. Regular updates. Clear online statements. Reviewed on: 18th June 2026

Ease of use and new offers regularly.

5
Ease of use and new offers regularly. Reviewed on: 18th June 2026

I use PayPal debit card for most of my transactions...

5
I use PayPal debit card for most of my transactions PayPal point system is also excellent Reviewed on: 18th June 2026

I have used paypal for many years now and i find it...

5
I have used paypal for many years now and i find it a very trusted site where I do not worry about customer service if anything goes wrong with any purchases. Reviewed on: 18th June 2026

Very fast approval

5
Very fast approval, good conditions for obtaining a loan Reviewed on: 18th June 2026

I find Paypal Credit simple and easy to use and suff...

5
I find Paypal Credit simple and easy to use and sufficient for all my purchasing needs. Reviewed on: 18th June 2026

Is very good when you have 0% for months credit.

5
Is very good when you have 0% for months credit. Reviewed on: 18th June 2026

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