Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146646 reviews)

View other PayPal products

4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146646)

Good sevicr

No problems - easy access, clear billing. Reviewed on: 18th June 2026

Value, Convenience and Fast! .

Overall PayPal offers good value and convenience. Rewards and purchase security would be helpful. Reviewed on: 18th June 2026

timely payment, timely credit

it's simple.. I pay on time and benefit from a decent credit Reviewed on: 18th June 2026

Love PayPal

Love PayPal, simple to use and helpful in a lot of ways. Reviewed on: 18th June 2026

PayPal Great service provided

Great service provided, easy to use Reviewed on: 18th June 2026

Awesome competitive service

Awesome competitive service that provides credit easily to customers at the right time of purchase and easily. Reviewed on: 18th June 2026

Easy to use.

Easy to use. Handy for me to use with kids Reviewed on: 18th June 2026

I have used PayPal for several years now as it’s eas...

I have used PayPal for several years now as it’s easy and gives me peace of mind if something should go wrong ie scam purchase or something as I feel protected, also PayPal credit as I’ve been able to purchase larger value items and spread the cost, Reviewed on: 18th June 2026

Safe payment.

Safe payment. I don't have to worry about not getting what I paid for as PayPal contact the seller. Reviewed on: 18th June 2026

Handy at almost every check.

Handy at almost every check. Recent card addition to apple wallet too. Reviewed on: 18th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78153 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub