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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,761 reviews, last reviewed 8th Apr 2026
642600% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Provide best support during in time of need Provide best support during in time of need Reviewed on: 8th April 2026
Sami Abbasi's avatar
Sami Abbasi

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57761)

Easy to use with plenty of options to pay back.

5
Easy to use with plenty of options to pay back. Good app Reviewed on: 6th April 2026
Gary's avatar
Gary

Payments

5
Always easy with a lots of options Reviewed on: 6th April 2026
grodziu's avatar
grodziu

PayPal has been extremely useful.

5
PayPal has been extremely useful. Being able to transfer money to my current account is easy Reviewed on: 6th April 2026
Lesley H's avatar
Lesley H

Flexible and easy

5
All good, so easy to use. Easy and flexible. Reviewed on: 6th April 2026
Stuart C's avatar
Stuart C

Easy to use and helpful options such as pay later or...

4
Easy to use and helpful options such as pay later or pay in 3 Reviewed on: 6th April 2026
Christina Kelly's avatar
Christina Kelly

renovation project success..

5
I have a renovation project and pay pal has helped to carry out this task easily and affordably. Offering great rates and clear repayment structure. Would recommend their services to anyone Reviewed on: 6th April 2026
Andrew J's avatar
Andrew J

Easy to use and flexible flexible

5
Easy to use and flexible to use, the physical car now linked to my Google wallet gives me further payment options when I am in a jam Reviewed on: 6th April 2026
Ryan Frampton's avatar
Ryan Frampton

Payment Method

5
Good experience using PayPal paying method, safe and secure Reviewed on: 6th April 2026
F K's avatar
F K

Clear, easy and communicative

5
So far it has been a very easy experience and I have not needed to speak with the pay pal customer service team and hopefully won’t have to. I get regular updates via email and reminders of payments coming up. Reviewed on: 6th April 2026
Katie B's avatar
Katie B

It’s very convenient to use to pay for anything onli...

5
It’s very convenient to use to pay for anything online or get paid Reviewed on: 6th April 2026
Farhad H's avatar
Farhad H

Review PayPal: PayPal Credit now

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