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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,708 reviews, last reviewed 8th Apr 2026
637700% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best payment option! The credit payments and option to use is really easy especially while buying expensive items. Also like the fact about the refund policy which is help... Read more Reviewed on: 8th April 2026
Mac's avatar
Mac

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57708)

PayPal credit is very convienent .

5
PayPal credit is very convienent . I like the fact you can have a digital card to use for payments which allows me to break up large purchases into four interest free payments Reviewed on: 6th April 2026
Allan Watts's avatar
Allan Watts

Helpful .

5
A useful way to buy and pay in installments without worry. Reviewed on: 6th April 2026
Dideltino's avatar
Dideltino

So easy to use

5
It’s so. Easy to use and very convenient. Reviewed on: 6th April 2026
Maggie Watson's avatar
Maggie Watson

Always on top of everything.

5
Always on top of everything.Get my statements so I know what I have spent.brilliant. Reviewed on: 6th April 2026
Belinda M's avatar
Belinda M

Attuale it’s an opportunity

4
"Love PayPal's 'Pay in 3'! It allows me to break down the costs into three easy payments, helping manage finances without extra fees. Great for spreading out expenses. Excellent for online shoppers. You can pay for items in three installments, And it also makes purchases more affordable and flexible." Reviewed on: 6th April 2026
Ms S's avatar
Ms S

Safe and easy

5
Ive been using paypal for a couple of years and paypal credit for about 2+ years and over time its getting better. They introduced the physical credit card wich is so usefull and i love tge option they have of pay over 4 months with interest free. There customer is also really good. If i have a problem with a seller they are really good and quick with the response and gives you a safe way of purchasing online. Reviewed on: 6th April 2026
Hena's avatar
Hena

Carole's PayPal

5
I have always had great help with all my PayPal account, great customer service friendly staff very helpful Reviewed on: 6th April 2026
Carole C's avatar
Carole C

Have only ever had one issue, the customer service w...

4
Have only ever had one issue, the customer service wasn’t great but overall online app experience and process of borrowing money & repaying has been great. I would like to a more simple way of viewing breakdown of outstanding amounts Reviewed on: 6th April 2026
Dani Long's avatar
Dani Long

Low rates, we can pay affordably monthly.

5
Low rates, we can pay affordably monthly.EEasy to contact costumer service to solve a problem. Real people and not robots. Reviewed on: 6th April 2026
Sonia G's avatar
Sonia G

Great product full protection

5
I love the 4 months interest free which i use regularly which help me budget they keep you well informed in advance i feel totally protected when going through PayPal Reviewed on: 6th April 2026
Colin Humphrey's avatar
Colin Humphrey

Review PayPal: PayPal Credit now

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