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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146558 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146558)

Excellent for Managing Purchases

I’ve had a very positive experience using PayPal Credit for my purchases. It makes it easy to buy what I need and spread the cost over time, which helps me manage my budget more effectively. The application process was straightforward, and using it at checkout is quick and convenient. I also appreciate being able to track my payments easily through my PayPal account. Overall, PayPal Credit has been a reliable and flexible payment option, and I would happily recommend it to anyone looking for a convenient way to finance purchases. Reviewed on: 18th June 2026

Good efficiency, good communication, good value, goo...

Good efficiency, good communication, good value, good service. Reviewed on: 18th June 2026

Excellent

PayPal credit is always there for you and with a fair 4 months interest free period you can make those bigger purchases and rest assured you are paying zero interest Reviewed on: 18th June 2026

It has saved from trouble a few times good to have f...

It has saved from trouble a few times good to have for emergencies Reviewed on: 18th June 2026

Very easy to use!

Very easy to use! Always a safe and secure option Reviewed on: 18th June 2026

Ease of Use

Great customer service and the app is very easy to use Reviewed on: 18th June 2026

Fantastic feature and has helped me

Fantastic feature and has helped me Reviewed on: 18th June 2026

Easy, very simple, easy to understand, no hassle inv...

Easy, very simple, easy to understand, no hassle involved. 0% is a lifesaver and is really handy for cash flow. Reviewed on: 18th June 2026

Basic credit easy to use but high apr

Basic credit easy to use but high apr Reviewed on: 18th June 2026

Over 20 years using PayPal

I hAve used PayPal for many years now , 2 decades and have never had any issues other than one time which was my direct debit was coming out and PayPal quickly fixed the issue , love having PayPal there to help out with those much needed purchases and at 0% interest Reviewed on: 18th June 2026

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