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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,564 reviews, last reviewed 8th Apr 2026
624300% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

pay pal credit is a great tool for lifes ups and downs I have used pay pal credit for couple of years and it has helped greatly. Especially when my washing machine and fridge failed and needed replacment. Reviewed on: 8th April 2026
Dean T's avatar
Dean T

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57564)

Great experience every time i used it.

5
Great experience every time i used it. So far happy with everything Reviewed on: 6th April 2026
Anca A's avatar
Anca A

Trustworthy and easy to use in my experience.

5
Trustworthy and easy to use in my experience. accepted in many places . Convenient I would recommend Reviewed on: 6th April 2026
Ellie S's avatar
Ellie S

Customer service could improve

2
Good offers on payments, unfortunately customer service is really bad, there is loads of miscommunication between customer service and back office. Information provided is incorrect and leading to further issues. Reviewed on: 6th April 2026
Ella M's avatar
Ella M

Paypal has helped with every purchase I have made on...

5
Paypal has helped with every purchase I have made online giving the flexibility other lenders can't Reviewed on: 6th April 2026
Daddy m 's avatar
Daddy m

Easy to use

5
Ease of use, integrated now on almost all the platforms that I use. Reviewed on: 6th April 2026
Faroukh N's avatar
Faroukh N

They are an excellent organisation to do business with.

5
They are an excellent organisation to do business with. Never had an issue with them in 20 years. Reviewed on: 6th April 2026
Femi Salako's avatar
Femi Salako

Good financial service and experience

5
Good financial service and experience Reviewed on: 6th April 2026
Anna G's avatar
Anna G

easy to use, great experience!

5
easy to use, great experience! never had any problems with any aspect of payal Reviewed on: 6th April 2026
Lisa S's avatar
Lisa S

Easy to spread cost, easy to pay in the app

5
I often use it to spread out the cost of larger items over a short period. It’s easy to use and easy to pay off within the app. Reviewed on: 6th April 2026
Louvain S's avatar
Louvain S

Offering flexible purchase options with zero interes...

5
Offering flexible purchase options with zero interest on purchases over £100 for 4 months. This massively helps with items you may need immediately with a flexible way to pay off. Also rewarded with Paypal +. Reviewed on: 6th April 2026
T J's avatar
T J

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