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PayPal: PayPal Credit reviews

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4.91
Based on 57,518 reviews, last reviewed 8th Apr 2026
620000% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply, seamless check out with PayPal Credit. Easy to apply, seamless check out with PayPal Credit. Reviewed on: 8th April 2026
Balakrishna Oguri's avatar
Balakrishna Oguri

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57518)

Pay Pal Credit: Does what it says. Everyday useful !

5
Pay Pal Credit service has been easy to use service for me. Provided me a reasonable credit limit and specailly pay in 3 services are very useful for me. It is accetable in most place. Ive been using it for sometime now, it is being part of my financial applications for good time. Reviewed on: 6th April 2026
HashanR's avatar
HashanR

PayPal have always got your back

5
PayPal have got your back when purchasing in line , knowing your safe and secure is the most important thing these days Reviewed on: 6th April 2026
Jason Brotherton's avatar
Jason Brotherton

Payment Plans

5
Good for splitting payments over 3 months of good fit getting longer to pay for items. Reviewed on: 6th April 2026
Jo 's avatar
Jo

Using PayPal Credit made buying stuff way easier for...

5
Using PayPal Credit made buying stuff way easier for me. I could get what I needed straight away and pay it off over time without stressing about the full cost. Setting it up was quick, and I liked that I could keep track of everything in the app. Made life a bit simpler, honestly. Reviewed on: 6th April 2026
Rovi B's avatar
Rovi B

Great flexibility for payments ...

5
Paypal is such an easy way to pat with faster checkout & available with moat retailers The flexible buy now pay in 3 are also a great option if you are making a large purchase Reviewed on: 6th April 2026
Nic H's avatar
Nic H

It’s just effortless, so easy to use and they calcul...

5
It’s just effortless, so easy to use and they calculate the best options in the background Reviewed on: 6th April 2026
Mark's avatar
Mark

PayPal is convenient and flexible

5
PayPal is convenient and flexible with different options available to suit your needs. The interest free pay in three or pay in four are very much appreciated and allow the user to budget for more expensive items. The app is easy to use and secure, it also provides clear updates and easy to follow payment methods. Reviewed on: 6th April 2026
Julie 's avatar
Julie

Great customer service!

5
Great customer service! good product, have been using for many years, Reviewed on: 6th April 2026
KH's avatar
KH

Only PayPal

5
Iv been with PayPal for over a decade and they are my go to for online payments. Reviewed on: 6th April 2026
Grant Kyle's avatar
Grant Kyle

Always fast, secure and reliable

5
I’ve used PayPal for years and it’s always been for me the most secure and reliable way to pay. In more recent times I’ve used the credit options and it really helps I use pay in three regular Reviewed on: 6th April 2026
Peter C's avatar
Peter C

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