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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146526 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146526)

All over the World

Ease of making transactions knowing that monies are safe. Wherever in the world you know that you can depend on PayPal to deliver. Reviewed on: 18th June 2026

I think it’s an ok service and good flexibility

I think it’s an ok service and good flexibility Reviewed on: 18th June 2026

smooth ride

It’s been absolutely smooth sailing will be recommending to everyone I know, really straight forward payments Reviewed on: 18th June 2026

Holidays using four months interest free

Use PayPal for holidays, using the four month interest free option allowing a few annual holidays at the best price available Reviewed on: 18th June 2026

Its such a straightforward process.

Its such a straightforward process. Very easy to do what i needed Reviewed on: 18th June 2026

I’ve used PayPal’s customer service a few times and...

I’ve used PayPal’s customer service a few times and always found them to be perfectly okay — helpful enough and able to sort out what I needed. As for PayPal itself, it’s a great service overall. It’s easy to use, reliable, and makes online payments simple and secure. No complaints from me. Reviewed on: 18th June 2026

Very easy to control, wide use with online payments...

Very easy to control, wide use with online payments ( in and out ) and shopping, providing lots of other options which comes very handy eg. Pay in 3 with no added interest. Now when crypto is finally available I'll definitely give a try Reviewed on: 18th June 2026

It is user friendly.

It is user friendly. There are no complications in navigating the app. Reviewed on: 18th June 2026

Easy to use, speedy communication and any issues are...

Easy to use, speedy communication and any issues are easily resolved - I enjoy using PayPal especially as it feels a safe and reliable option. Reviewed on: 18th June 2026

Easy to set up and quick approval

Easy to set up and quick approval Reviewed on: 18th June 2026

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