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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146507 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146507)

Easy to set up and quick approval

Easy to set up and quick approval Reviewed on: 18th June 2026

Paypal has always helped me when sellers stop replyi...

Paypal has always helped me when sellers stop replying to messages normally about non receipt of package. Reviewed on: 18th June 2026

Simple, fast, and reliable.

Simple, fast, and reliable. PayPal is my go to for buying on the internet. Reviewed on: 18th June 2026

Iam having a very good experience with PayPal for my...

Iam having a very good experience with PayPal for my daily usage. It is very helpful when it comes to any issue regarding payment and refunds for fake or false payments. Reviewed on: 18th June 2026

Fast, Secure and Reliable Service

My experience with PayPal has been very positive. The platform is easy to use and makes sending and receiving money quick and secure. I appreciate the security measures that help protect my account and transactions. Whenever I needed assistance, the support team was helpful and guided me through the process. Overall, PayPal has made online payments convenient and reliable for me Reviewed on: 18th June 2026

I’ve generally had a good experience using PayPal.

I’ve generally had a good experience using PayPal. It’s quick, convenient, and widely accepted, which makes sending and receiving money very easy. The buyer protection feature gives added peace of mind when shopping online, and transactions are usually processed instantly. However, there are a few downsides. Customer service can sometimes be slow to respond, and resolving disputes may take longer than expected. Fees for certain transactions, especially international payments, can also be quite high. Overall, PayPal is a reliable and secure platform for everyday use, but there is definitely room for improvement in customer support and fee transparency. Reviewed on: 18th June 2026

Overall happy

I find PayPal very good, follow up if you got a discrepancy not so,interest rates good,interest free periods very handy only problem being is making payments from bank PayPal take so long to take money from bank account hard for budgeting over all very happy Reviewed on: 18th June 2026

Easy to use especially now daysnowdays

Easy to use especially nowdays debit card with points system is thebbest idea. Reviewed on: 18th June 2026

Excellent and Flexible Credit Option

have used PayPal Credit for several purchases and found it to be a convenient and flexible way to spread the cost of larger purchases. The application process was straightforward, payments are easy to manage, and I appreciate the interest-free offers available on eligible purchases. The online account management is simple to use and helps me keep track of my balance and payments. Overall, I have had a positive experience and would recommend PayPal Credit to anyone looking for a flexible payment option. Reviewed on: 18th June 2026

Easy to use

Easy to use and very convenient. I use it a lot. Reviewed on: 18th June 2026

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