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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57457 reviews)

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4.91

Based on 57,457 reviews, last reviewed 8th Apr 2026

614400% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple, secure, supportive system Use PayPal all the time as it is a secure, simple system. The PayPal in 3 is an excellent support to spread the cost without incurring massive intere... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57457)

Use PayPal credit often, it has allowed me to buy th...

Use PayPal credit often, it has allowed me to buy things that I otherwise couldn’t and spread the cost Reviewed on: 6th April 2026

Can't fault Paypal, I'd like to, since I'm not gener...

Can't fault Paypal, I'd like to, since I'm not generally a fan of large financial corporations, but there's nothing bad to say. Customer service is quick and efficient, and I get a free 0% credit line, that's insane. Reviewed on: 6th April 2026

Fantastic service five star

Fantastic service, customer service are very helpful Reviewed on: 6th April 2026

Worth considering.

Good range of payments options and easy to set up. Reviewed on: 6th April 2026

Why I like Paypal

I like the pay in 3 months options which is very convenient for me. And it is easier to access than other pay later options. Reviewed on: 6th April 2026

Pay in 3 is a game changer

I use pay in 3 or pay in 4 to spread cost which is very convenient especially at 0% Reviewed on: 6th April 2026

I use PayPal credit regularly as it gives me the opt...

I use PayPal credit regularly as it gives me the option to buy things without having to pay immediately Reviewed on: 6th April 2026

Always an option at checkout and can help ease finan...

Always an option at checkout and can help ease financial burdens but spreading payments Reviewed on: 6th April 2026

One of the biggest advantages is PayPal’s Buyer Prot...

One of the biggest advantages is PayPal’s Buyer Protection. If something you buy online doesn’t arrive or isn’t as described, you can often get your money back. That’s a big safety net compared to paying by bank transfer. Reviewed on: 6th April 2026

PayPal is easy to use and very user-friendly.

PayPal is easy to use and very user-friendly. The customer support is also excellent. Reviewed on: 6th April 2026

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