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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57385 reviews)

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4.91

Based on 57,385 reviews, last reviewed 8th Apr 2026

607600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

I have used Paypal Credit for years now. I have used Paypal Credit for years now. Mostly for bigger purchases and I find it very straightforward. Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57385)

PayPal is fair transparent efficient fast and beyond...

PayPal is fair transparent efficient fast and beyond excellence The scheduling option is very helpful and convenient Service is great and simple. The whole app interface is easy to use. Never had any problems. Thank you Reviewed on: 6th April 2026

Reliable and trustworthy service and user friendly a...

Reliable and trustworthy service and user friendly as to how it works Reviewed on: 6th April 2026

PayPal Credit is first class.

PayPal Credit is first class. It is an excellent, quick and easy way to pay online. They are fast in helping if you are having problems with a purchase. Reviewed on: 6th April 2026

Great customer service, always very helpful when exp...

Great customer service, always very helpful when explaining. Reviewed on: 6th April 2026

I always look for PayPal as an option on many commer...

I always look for PayPal as an option on many commerce sites where I rely on the confidence of payment to give me confidence before I purchase. Reviewed on: 6th April 2026

PayPal is safe and easy to use.

PayPal is safe and easy to use I have had to call customer service once to help solve and issue, the experience was really positive. The person I spoke to was really helpful and knowledgeable and solved my problem quickly. Reviewed on: 6th April 2026

It is simple and easy to use.

It is simple and easy to use. There is never an issue authorising through the bank. The 1 time I was scammed they sorted it out really quickly. Thanks Reviewed on: 6th April 2026

PayPal credit amazing customer journey

PayPal credit is amazing, simple efficient and extremely customer friendly way to spread the spend. Reviewed on: 6th April 2026

Simple and easy to use!

Simple and easy to use! Clear communication with customer service Reviewed on: 6th April 2026

I have been using PayPal with great success for many...

I have been using PayPal with great success for many years now Reviewed on: 6th April 2026

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