Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

It’s amazing.

It’s amazing. For things from emergency car repair parts to presents for family or anything of the sort, it’s brilliant for quick help with great control. Reviewed on: 27th May 2025

It’s easy to use.

It’s easy to use. That makes all the difference when buying items that aren’t overly expensive Reviewed on: 27th May 2025

Very easy to use, never had a problem, and pay in 3...

Very easy to use, never had a problem, and pay in 3 /credit very useful when a bit strapped for cash. I would highly recommend. Reviewed on: 27th May 2025

It was easy to use but id say not something that is...

It was easy to use but id say not something that is overly obvious before getting to checkout. If more people knew it was a service/product I think they'd use it as, if they new before seeing they cant afford it Reviewed on: 27th May 2025

I genuinely have no complaints about the service

I genuinely have no complaints about the service Reviewed on: 27th May 2025

Paypal excellent

I've never had a problem using PayPal it's easy and convenient and also customer services response is excellent Reviewed on: 27th May 2025

Comes in handy at the right time

Comes in handy at the right time Reviewed on: 27th May 2025

Paypal finance support my dream purchases

Paypal credit gives me the finance needed to pay for purchases over a set period. Which allows me to afford and pay for big ticket items over a set time interest free. There for allowing me to spread the cost of purchases I otherwise couldn't afford in one single purchase. Reviewed on: 27th May 2025

Super easy to use and more importantly makes for muc...

Super easy to use and more importantly makes for much a safer transactions which is the main reason I always prefer to use PayPal everybody should be haha Reviewed on: 27th May 2025

Very easy to use, plenty of options.

Very easy to use, plenty of options for credit or for splitting the cost, i.e. pay in 3. Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.91 from 3600 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub