Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146460 reviews)

View other PayPal products

4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146460)

No issues, very straightforward and easy to follow a...

No issues, very straightforward and easy to follow and understand Reviewed on: 18th June 2026

Easy to use and good options to spread payments over...

Easy to use and good options to spread payments over a short period Reviewed on: 18th June 2026

Smooth system never issues, flexible

Smooth system never issues, flexible Reviewed on: 18th June 2026

great helpfully beneficial very well add one to my life

great helpfully beneficial very well add one to my life Reviewed on: 18th June 2026

Paypal - the best app

The best app Ive used so far to handle my incoming and outgoing funds. Reviewed on: 18th June 2026

Great service

Been using it for years never had a problem! Reviewed on: 18th June 2026

Easy to use and integrates with many checkouts

Easy to use and integrates with many checkouts from retailers and so no need to have card details to hand. Secure and easy to use. Lots of options for payments are also provided making the experience overall very good. Reviewed on: 18th June 2026

Im disappointed with payment allocation

Im disappointed when making payments that you cant apply the payments to the oldest transactions which means you dont get the free credit as you expect. If this was sorted id be giving 5* Reviewed on: 18th June 2026

I love being able to spread the cost

I love being able to spread the cost of things over a few months interest free. If any fraud happens, PayPal’s covers you. I feel safe and protected. Reviewed on: 18th June 2026

I use it to secure my payments and I know if I have...

I use it to secure my payments and I know if I have any issues they will help sort them out. Reviewed on: 18th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77987 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub