Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177226 reviews)

View other PayPal products

4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177228)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy app, straight forward.

Easy app, straight forward.No issues Reviewed on: 9th July 2026

PayPal are the only ones I will use to pay for goods...

PayPal are the only ones I will use to pay for goods I buy online as they have great customer service if you either don’t receive your goods or you get scammed,great service all round and very easy to use Reviewed on: 9th July 2026

I like the service similar to the bank but it would...

I like the service similar to the bank but it would be easier to use it. Reviewed on: 9th July 2026

Hassle free and able to deal with customers with care

Hassle free and able to deal with customers with care Reviewed on: 9th July 2026

Always use PayPal

I always use PayPal to protect my purchases Reviewed on: 9th July 2026

Excellent and exceptional service received since usi...

Excellent and exceptional service received since using paypal Reviewed on: 9th July 2026

Used PayPal for years and always had an excellent se...

Used PayPal for years and always had an excellent service Reviewed on: 9th July 2026

All round good, no issues experienced to date.

All round good, no issues experienced to date. Reviewed on: 9th July 2026

PayPal has been a great help over the years with a w...

PayPal has been a great help over the years with a wide variety of retailers who have PayPal at checkout. Any issues that I've had with a retailer, PayPal have always been available for advise and what I should do next. Great ways PayPal have available for payment, if it's a large price item, you can request that you pay in 3 instalments or longer if necessary. Reviewed on: 9th July 2026

Easy to use, well integrated with vendors

Easy to use, well integrated with vendors Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.71 from 3847 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98491 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub