Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 58,298 reviews, last reviewed 10th Apr 2026
691000% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience no issues and hassle free Great experience no issues and hassle free Reviewed on: 10th April 2026
T b's avatar
T b

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026
Alex's avatar
Alex

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58298)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is extremely good.

5
PayPal is extremely good. Paypal help me in so many different ways for paying for goods when I don't have the money at the time. I love PayPal. Reviewed on: 7th April 2026

It helps me a lot in many things..

5
It helps me a lot in many things. Reviewed on: 7th April 2026

Pay with PayPal for a secure online presence

5
Utilising PayPal is my way of managing my online purchasing, paying for goods and services without the need to provide card numbers for sites, the simple utilisation of pressing the pay with PayPal option gives me peace of mind and is my safe way I perform the majority of my online purchasing. Reviewed on: 7th April 2026

Easy to use, low fees, no problems

5
Easy to use, low fees, no problems Reviewed on: 7th April 2026

I think it's very good and safe for everything.

5
I think it's very good and safe for everything. I love paypal all the time Reviewed on: 7th April 2026

Value for money fast and simple to use saves you lea...

5
Value for money fast and simple to use saves you leaving the house do it at comfort of ya home or work Reviewed on: 7th April 2026

Easy to use and very good terms.PayPal

5
Easy to use and very good terms. I find having a PayPal credit account very useful when something crops up in between pay days, I can still make the purchase and then pay it off when I get paid Reviewed on: 7th April 2026

I like the easy access and I feel safe when using Pa...

5
I like the easy access and I feel safe when using PayPal. I also like the new options of having a debit card and gain points Reviewed on: 7th April 2026

The convenience of PayPal/credit

5
PayPal credit is extremely convenient especially the pay within 4 months (credit) feature and pay in 3 months. It provides much needed financial leeway when making big ticket purchases (airline tickets, shopping (expensive electronics etc), medical courses etc). Furthermore, with the introduction of PayPal credit card, there is a much greater accessibility for payments previously not linked to PayPal (platform). I’ve recommended to family members who have all joined now. Reviewed on: 7th April 2026

Trusted and efficient service, making my online paym...

4
Trusted and efficient service, making my online payments feel safe and secure. Reviewed on: 7th April 2026