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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,216 reviews, last reviewed 10th Apr 2026
683200% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal provides the best flexibility for repayment o... PayPal provides the best flexibility for repayment options Reviewed on: 10th April 2026
Mukesh's avatar
Mukesh

Latest lowest rating:

1

I have been trying to get a refund since December fr... I have been trying to get a refund since December from Debenhams which I paid with PayPal I sent all items back as the came in a mess and I spoke to D... Read more Reviewed on: 9th April 2026
sarah wrigley's avatar
sarah wrigley
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58216)

Best company ever they never let me down

5
Best company ever they never let me down Reviewed on: 7th April 2026
Ross B's avatar
Ross B

Never had issues getting hold of customer service fo...

5
Never had issues getting hold of customer service for help. Matters are dealt with promptly Reviewed on: 7th April 2026
Sal's avatar
Sal

Irreplaceable!!! Love PayPal!

5
Always smooth transactions, complaints for sellers not delivering goods dealt with straight away and refunds issued super quick. Pay in 3 payments and PayPal credit are great options if you don't have the full amount of money on hand. I pay with PayPal every time shopping online if the seller have that option as getting refunds is much quicker than dealing with your credit card provider. Amazing service!! Reviewed on: 7th April 2026
Anna G's avatar
Anna G

Best credit card ever

5
Best credit card ever i had easy to use and make payments Reviewed on: 7th April 2026
Arsalan A's avatar
Arsalan A

I have used PayPal for years, it makes my finances m...

5
I have used PayPal for years, it makes my finances much more easier to control, even better than my local bank. Reviewed on: 7th April 2026
Joe's avatar
Joe

Instalments or credit PayPal is there for you.

5
Ever since Ive started using PayPal it has not given me any reason to complain. Every transaction is dealt with perfectly. You can pay instalments or usecthe credit that is there for you. Reviewed on: 7th April 2026
SajjH's avatar
SajjH

Excellent service with diffExcellenterent options.

5
Excellent service with different options. Reviewed on: 7th April 2026
Wayne's avatar
Wayne

Why I love PayPal

5
I’ve been using PayPal for a few years now and I think it is absolutely brilliant, the value for money and no interest for the forest few months is life changing and compared to other company’s really blows it out of the water to be honest! The pay in three system is incredible as there is no interest and really helps break down payments! I recommended PayPal to all my friends and family I think it is a great idea and the customer service is always so helpful and informative! Thank you for having me all these years! Reviewed on: 7th April 2026
Zoe L's avatar
Zoe L

PayPal credit always have good deals

5
PayPal credit always have good deals Reviewed on: 7th April 2026
Fakhrul Gazi's avatar
Fakhrul Gazi

Always there to help and plenty of reminders and upd...

5
Always there to help and plenty of reminders and updates Reviewed on: 7th April 2026
Tanya W's avatar
Tanya W

Review PayPal: PayPal Credit now

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