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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177214 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177214)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Smooth, positive experience

PayPal Credit has been extremely easy to use, with quick approvals and a seamless checkout process. Managing payments through the app is straightforward. Overall, it offers great convenience and value for money. Reviewed on: 9th July 2026

Great fantastic way to spread the cost

Great fantastic way to spread the cost Reviewed on: 9th July 2026

Excellent communication and ease of service.

Excellent communication and ease of service. Very clear information and app Reviewed on: 9th July 2026

Quick and easy!

Quick and easy! I recommend this product to multiple of my family and friends Reviewed on: 9th July 2026

Paypal provide a very swift and easy experience.

Paypal provide a very swift and easy experience. The whole application took less than 1 minute to apply and be granted the funding. Reviewed on: 9th July 2026

I find it very hand in hour of need

I find it very hand in hour of need Reviewed on: 9th July 2026

Makes paying for things in installments easy

I use PayPal in 3 the most to make purchase more affordable. I use the credit for larger purchases but on interest free only payments. It makes it easy for me to manage my purchases. However I don’t spend more than I can afford to pay Reviewed on: 9th July 2026

Really easy to use, pay in 3 excellent

Really easy to use, pay in 3 excellent Reviewed on: 9th July 2026

I love using PayPal as I know if there are any issue...

I love using PayPal as I know if there are any issues with my account they are super proactive and quick at helping fix it. I completely trust them and it just makes purchasing online so much easier. Reviewed on: 9th July 2026

Easy and secure

It is good that I do not have to give my card information to every merchant. Reviewed on: 9th July 2026

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