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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58969 reviews)

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4.91

Based on 58,969 reviews, last reviewed 11th Apr 2026

752600% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

first using the app l struggled . When first using pay pal l struggled with the app..(being a learner I l was intimidated ) there customer service was parr excellence …he spoke me thro... Read more Reviewed on: 11th April 2026

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58969)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use,no hassle,no problem, excellent service.

Easy to use,no hassle,no problem, excellent service. Reviewed on: 7th April 2026

Easy to use and comes in very handy

Easy to use and comes in very handy Reviewed on: 7th April 2026

Easy to use, flexible payment options

Easy to use, flexible payment options Reviewed on: 7th April 2026

Control my money my way

Its easy and convenient, it helps me control my money in a variety of ways and its made me far more savvy with how I spend and spread over different times Reviewed on: 7th April 2026

PayPal credit is convenient and offers an affordable...

PayPal credit is convenient and offers an affordable way to buy something but pay over a few months at no extra cost. Reviewed on: 7th April 2026

Really good company and the 0% interest on credit fo...

Really good company and the 0% interest on credit for £100 or over is good Reviewed on: 7th April 2026

Paypal is the best, easy to use and very handy for m...

Paypal is the best, easy to use and very handy for most transactions. Reviewed on: 7th April 2026

I use this service ac never had an issue

I use this service ac never had an issue Reviewed on: 7th April 2026

I’ve used PayPal with no issues.

I’ve used PayPal with no issues. Reviewed on: 7th April 2026

Paypal is an excellent all rounder It is a great car...

Paypal is an excellent all rounder It is a great card to have, and the apr is low compared to my other credit cards Reviewed on: 7th April 2026

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