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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59014 reviews)

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4.91

Based on 59,014 reviews, last reviewed 11th Apr 2026

756800% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Still waiting on two charges from just eat to be ref... Still waiting on two charges from just eat to be refunded Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59014)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Very very helpful, always here to help when needed

Very very helpful, always here to help when needed Reviewed on: 7th April 2026

PayPal is easy and clear way to pay for things.

PayPal is easy and clear way to pay for things. It offers reassurance with online spending. Communication is good and you can speak with a human if you need to. It's such a well recognised brand, thats supported by so many companies. Reviewed on: 7th April 2026

PayPal Credit has been really useful for me.

PayPal Credit has been really useful for me. The 0% interest period makes it easy to spread the cost, and it’s super quick and simple to use at checkout. I like having the flexibility without needing a credit card. As long as you pay it off in time, it’s a great option. Reviewed on: 7th April 2026

Excellent service.

Excellent service. Use them for every online purchase Reviewed on: 7th April 2026

I like the interest free 4 months when spending over...

I like the interest free 4 months when spending over £100 on PayPal credit Reviewed on: 7th April 2026

Customer service needs improvement, some human inter...

Customer service needs improvement, some human interaction for complex issues Reviewed on: 7th April 2026

Great service excelllant for spreading large purchas...

Great service excelllant for spreading large purchases with no extra charges Reviewed on: 7th April 2026

Great customer service

Any time I have had an issue, Paypal customer service has been excellent and quickly resolved the issue, often in my favour. Reviewed on: 7th April 2026

So Easy.

So Easy. The app is easy to use. Reviewed on: 7th April 2026

Every time I’ve had to phone the staff are very know...

Every time I’ve had to phone the staff are very knowledgeable and always able to resolve my problem Reviewed on: 7th April 2026

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