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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59274 reviews)

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4.91

Based on 59,274 reviews, last reviewed 12th Apr 2026

780200% increase in 5 star reviews

in the past 90 days

2600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

I useing PayPal for long time. I useing PayPal for long time. I usually pay for my online shopping. I got a PayPal card card and I building my credit score Reviewed on: 12th April 2026

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59274)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

I’ve been using PayPal for quite some time now, and...

I’ve been using PayPal for quite some time now, and it has consistently been a reliable and convenient way to manage my payments. Whether I’m shopping online or sending money to friends and family, the process is always quick, simple, and secure. One of the things I appreciate most is how easy it is to use. The interface is straightforward, and transactions are completed within seconds. I also feel reassured knowing that there are strong security measures in place, which gives me confidence when making purchases online. Another great benefit is the flexibility PayPal offers, including linking multiple payment methods and having everything in one place. It saves time and makes managing finances much more efficient. Overall, my experience with PayPal has been very positive. It’s a dependable service that I use regularly and would happily recommend to others looking for a safe and convenient way to handle online payments. Reviewed on: 7th April 2026

Always sorts out payments taken by companies who sho...

Always sorts out payments taken by companies who shouldn’t take money and refunds when items not delivered Reviewed on: 7th April 2026

An excellent service.

An excellent service. Every time I had a problem, it was resolved very quickly, and in many cases my money was refunded. Many thanks Reviewed on: 7th April 2026

Great service, Low interest rate, easy to use app an...

Great service, Low interest rate, easy to use app and great communication, make PayPal credit my go to credit provider. Reviewed on: 7th April 2026

Very easy to use.

Very easy to use. 0% gives great flexibility Reviewed on: 7th April 2026

Convenient and safe

When using a website for the first time I always use Pay Pal as I feel it offers an extra safety net. Also I like the Pay in 3 option if I were to need it. Reviewed on: 7th April 2026

Never been any issues, could say too efficient and g...

Never been any issues, could say too efficient and good as I use regularly with no issue. My only question would be could it be easier as in online to reduce the credit level? Reviewed on: 7th April 2026

PayPal account is worth having.

PayPal account is worth having. I have been with PayPal for more than 5 years and I have never had any issues Reviewed on: 7th April 2026

It has been so great for me

PayPal credit has been so great for me the only thing I would like is if I could use it to pay for things in store or for paying for a service or paying a person. But it’s been very useful when I didn’t have large sums of money to spend immediately. Reviewed on: 7th April 2026

I use PayPal anytime I want to pay for something onl...

I use PayPal anytime I want to pay for something online it's my go to payment method Reviewed on: 7th April 2026

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