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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59631 reviews)

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4.90

Based on 59,631 reviews, last reviewed 13th Apr 2026

812700% increase in 5 star reviews

in the past 90 days

2800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve used PayPal for a few years now and have always... I’ve used PayPal for a few years now and have always received good service. Even when I’ve had issue with suppliers PayPal have always been top notch... Read more Reviewed on: 13th April 2026

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59631)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Paypal credit.

Paypal credit is easy to monitor and pay off so interest is avoided. You can see how much you owe and what you have paid with a couple of clicks. I've used it for years. Reviewed on: 7th April 2026

Simple and User Friendly.

PayPal Credit is super easy to use and easy to understand. You can easily manage it in the app or online. It is quick and easy to make payments and view your transactions. Reviewed on: 7th April 2026

hassle free intuitive user experience

hassle free intuitive user experience Reviewed on: 7th April 2026

Customer service excellent,staff very friendly and k...

Customer service excellent,staff very friendly and knowledgeable also give you information on how best to keep yourself and money safe and keen to resolve any issue. Reviewed on: 7th April 2026

Perfect PayPal

Great platform, simple app, brilliant service and payment options Reviewed on: 7th April 2026

Good credit options, security and responsibility.

I have used PayPal for years and totally rely on the easiness to get credit. I live abroad and have often needed to buy airline tickets by their ‘pay later’ scheme. I was also nearly scammed but due to the help of the paypal team, I was refunded. Also, they spoke proper English and sounded knowledgeable: they instilled confidence. Because of these reasons I will never leave PayPal. Reviewed on: 7th April 2026

Easy , affordable, good quality of service.

Easy , affordable, good quality of service. Reviewed on: 7th April 2026

Excellent customer service credit limit increases wi...

Excellent customer service credit limit increases with good credit history Reviewed on: 7th April 2026

Pay pal is so versatile

Pay pal is so versatile -I can use it for basic payments for goods, sending money to friends or for services & now they have added PayPal credit card/pay in 3! Great easy to use service with competitive rates! Reviewed on: 7th April 2026

easy to use, fair and reliable

easy to use, and reminders and cost, makes it fair and reliable Reviewed on: 7th April 2026

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