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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (60621 reviews)

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4.90

Based on 60,621 reviews, last reviewed 13th Apr 2026

902500% increase in 5 star reviews

in the past 90 days

3300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It’s helped me in times of need over the years and i... It’s helped me in times of need over the years and is straight forward Reviewed on: 13th April 2026

Latest lowest rating:

1

PayPal Direct Debit plan has been terrible. Terrible product and poor App. Direct debits are unable to offer bespoke payment dates as per the customers financial schedule. DD Payment dates are n... Read more Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (60621)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Favourite method of paying.

When I see that PayPal credit is acceptable on a retailers website as an accepted payment, it’s a relief as it is easy to use. Not a lot of barriers to overcome when paying. Just nice and simple to fill out and pay. When it comes to paying back the balance this is easy too so in all, easy money! Reviewed on: 7th April 2026

Easy peasy - Awesome

Easy peasy managing juggling finances easier Reviewed on: 7th April 2026

Customer Friendly - Simply the Best

All is straightforward, easy, simple and works so well. Only necessary information is shown, easy to navigate, great terms, super kind and friendly customer service and such generous no fee loan period. Great alerts and reminder system to keep on top of repayment too Reviewed on: 7th April 2026

Safe, easy to use and excellent customer service.

Safe, easy to use and excellent customer service. Reviewed on: 7th April 2026

Simple way to pay

The convenience is the main factor for why I rate it. Reviewed on: 7th April 2026

Great company highly recommend

Great company highly recommend. I use all the time and have never had any issues. Great customer service too Reviewed on: 7th April 2026

Very easy and streamline service.

Very easy and streamline service. Cannot fault. Reviewed on: 7th April 2026

Very simple to use.

Very simple to use. Good finance options and clear options. Reviewed on: 7th April 2026

My experience with paypal is that about 4 to 5 occas...

My experience with paypal is that about 4 to 5 occasion that I bought something online and I used paypal to pay for the order and after I received my order then I realised that it was a scam website that what they advertised is different from what they sent, then I went back to check their website and found that they are scam. Immediately I reported to paypal they will start to investigate and I will get my money back. Which makes me happy to use paypal because they are very supportive. Reviewed on: 7th April 2026

PayPal credit and their payment options offer really...

PayPal credit and their payment options offer really great flexibility. The ability to have 0% finance options are very useful, especially in today's world! Reviewed on: 7th April 2026

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