Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 67,414 reviews, last reviewed 15th Apr 2026
1530600% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Life is easier It's made buying what I need while staying withing my means a lot easier Reviewed on: 15th April 2026
Katana's avatar
Katana

Latest lowest rating:

1

Don't Bother the card has randomly stopped working, 3 attemps to use at different places and it got declined all 3 times, impossible to resolve as they only have A... Read more Reviewed on: 15th April 2026
Jamal M's avatar
Jamal M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (67415)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Excellent service and outstanding customer service

5
Excellent service and outstanding customer service Reviewed on: 13th April 2026

Im using paypal like 10 years now i love it

5
Im using paypal like 10 years now i love it Reviewed on: 13th April 2026

Great experience Pay pal it fast and straight forwar...

5
Great experience Pay pal it fast and straight forward simple and protected way to use your money Reviewed on: 13th April 2026

Excellent service with pay and also queries

5
Excellent service with pay and also queries Reviewed on: 13th April 2026

Good customer service, fast response.

5
Good customer service, fast response. Easy to use. Reviewed on: 13th April 2026

Payment System You Can Trust

5
Simple to use for paying for all manner of items. Pay in 3 always a good consideration. Highly recommended for security too. Reviewed on: 13th April 2026

Best usage

5
Very good to use even in abroad. Even in Europe and different airports. Reviewed on: 13th April 2026

Pay pal e customer service is 10/10 and I would high...

5
Pay pal e customer service is 10/10 and I would highly recommend using them as a provider. Reviewed on: 13th April 2026

Smooth Transactions.

4
Always a quick and smooth user experience. Reviewed on: 13th April 2026

Quite simply the only way I pay for goods on line is...

5
Quite simply the only way I pay for goods on line is with PayPal, quick checkouts and safe to buy items. Reviewed on: 13th April 2026