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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76843 reviews)

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4.90

Based on 76,843 reviews, last reviewed 19th Apr 2026

2400000% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent secure payment method & customers service,... Excellent secure payment method & customers service, highly recommend! Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76843)

Credit offering is good when it appears (specificall...

Credit offering is good when it appears (specifically the 0% option) but rules around it seem inconsistent Reviewed on: 24th May 2024

Very helpful and useful credit.

Very helpful and useful credit.. Reviewed on: 24th May 2024

Excellent application

Excellent application, and a professional team Reviewed on: 24th May 2024

Good value and very useful

Been a very useful tool for both managing money allowing me to direct everything to one place and pay what I need at the end of the month. The interest rate for longer term credit is also very reasonable, especially compared to payday loans. Reviewed on: 24th May 2024

Easy to use.

Easy to use. Very straightforward and convenient. Ideal for unexpected expenses. Just wish you could use it for amazon purchases. Reviewed on: 24th May 2024

PayPal Credit

I love the most that if I pay in four months there’s no interest Reviewed on: 24th May 2024

Never had a problem.

Never had a problem. Always a good option. Reviewed on: 24th May 2024

Piece of mind purchase and refund can not fail to im...

Piece of mind purchase and refund can not fail to impress Reviewed on: 24th May 2024

Always helpful, easy to use.

Always helpful, easy to use. Great customer service Reviewed on: 24th May 2024

Useful supply of credit

PayPal Credit is a game-changer for my online shopping. It gives me the flexibility to buy what I need and pay it off over time, which is super helpful for bigger purchases. I love that sometimes there's no interest if I pay off the balance within six months. It's so easy to use since it's integrated with my PayPal account, making my transactions quick and secure. Overall, it's a convenient and reliable way to manage my spending. Reviewed on: 24th May 2024

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