Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171506 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171582)

I been always get the right answer from customers se...

I been always get the right answer from customers service Reviewed on: 11th May 2026

Feel secured

I feel secure while doing online shopping with PAYPAL Reviewed on: 11th May 2026

I've used paypal for many years now

I've used paypal for many years now and I've never had a problem with it and it's been very easy to use Reviewed on: 11th May 2026

Excellent! No issues

I have used PayPal for years and have never had any problems with it. They are quick to respond and easy to contact so therefore a pleasure to use. Reviewed on: 11th May 2026

Good service always .

Good service always .. easy to use app Reviewed on: 11th May 2026

I’m really happy with PayPal and PayPal Credit.

I’m really happy with PayPal and PayPal Credit. Everything is super convenient, easy to use, and gives me a lot more flexibility when buying things online. Thanks to PayPal Credit, I’ve been able to get things I would normally have to save up for over several months, which makes a huge difference. The whole process is smooth, payments are easy to manage, and I always feel secure when using the service. It’s honestly made online shopping much less stressful and far more enjoyable. Highly recommended! Reviewed on: 11th May 2026

Great service overrall, excellent and fast approvals

Great service overrall, excellent and fast approvals Reviewed on: 11th May 2026

Good performance

It's easy and quick to use. I use it locally but also internationally, which is brilliant. Reviewed on: 11th May 2026

Amazing Experience even better if I win that £1000

Amazing Experience even better if I win that £1000 Reviewed on: 11th May 2026

I like using PayPal credit in that it gives you a li...

I like using PayPal credit in that it gives you a little flexibility to pay over 4 months interest free for transactions over £99. Which I like because it gives a focus to pay off in that time and not get into a mindset of leaving it longer and potentially incurring charges and going into debt. Reviewed on: 11th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3835 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94471 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub