Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171390)

Still the best way to pay & receive money

5
I have been using PayPal for years, & I still find it the easiest way to pay for online purchases, collect money from Friends & pay for goods over a few months when needed Reviewed on: 11th May 2026

Safe and efficient easy to use and accepted widely

5
Safe and efficient easy to use and accepted widely Reviewed on: 11th May 2026

Happy with the Service.

5
Whenever I have needed to speak to someone, they have always clearly understood my requests and I have been dealt with promptly! Reviewed on: 11th May 2026

Easy purchasing secure trustworthy

5
Easy purchasing secure trustworthy Reviewed on: 11th May 2026

Very smooth and easy

5
Very smooth and easy to use from A to Z Reviewed on: 11th May 2026

Easy to use,very handy to spread payments over 4 mon...

5
Easy to use,very handy to spread payments over 4 months Reviewed on: 11th May 2026

Happy with PayPal credit

5
Like the way payments can be split without interest being added for a number of months. Reviewed on: 11th May 2026

I am using PayPal for 15 years never been disappoint...

5
I am using PayPal for 15 years never been disappointed, payments always all good sedn money as well I had to open a case before which was solved very fast Reviewed on: 11th May 2026

Service is great, considerate and friendly to custom...

5
Service is great, considerate and friendly to customers. The interest rate is fair enough and several promotional offers for credit card usage. Reviewed on: 11th May 2026

Great fast and ideal for quick and easy ways to...

5
Great fast and ideal for quick and easy ways to pay Reviewed on: 11th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94322 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3834 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products