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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171192 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171213)

My experience with customer service was phenomenal;...

My experience with customer service was phenomenal; the lady was kind and polite to talk to when I had issues with my bank due to phone number change. Reviewed on: 10th May 2026

Can't fault PayPal in any way shape or form

When I had to have a new Debit card due to fraudulent activity on my bank account which thankfully the bank had caught and stopped, but I now had to wait for a new debit card. I had totally forgot that within two days PayPal would be taking the last payment of 1 in 3 payments obviously my old card no longer worked so no payment could be taken. When i 0honed customer service they were very understanding and as id not recived my new card yet i couldnt change my card details. Within 10/15 minutes it was all sorted for me. Once my new card arrived I then updated my details.Customer service have always been helpful when ive had to call in the past, ive told all my friends to use PAYPAL when buying online as they will help you deal with a seller thats is being less than helpful. I personally think they are a brilliant company and ive never experienced a problem with them and Ive used thenlm for around 12 years maybe longer. They add an extra level of security for anything you buy online. Reviewed on: 10th May 2026

Easy simple and you no what your getting other compa...

Easy simple and you no what your getting other companies I used hide small print and cost Reviewed on: 10th May 2026

All the transactions are flawless, and easy to do.

All the transactions are flawless, and easy to do. Reviewed on: 10th May 2026

Easy next day delivery and more choice of of offers.

Easy next day delivery and more choice of of offers. Guaranteed back up Reviewed on: 10th May 2026

Convenient and flexible payments

PayPal Credit has been very useful for managing larger purchases and spreading payments in a simple way. The app is easy to use, payments are clear, and the direct debit setup gives extra peace of mind. Overall, a smooth and reliable experience with good flexibility when needed. Reviewed on: 10th May 2026

Excellent service

Easy to use while checking out and interest free for 4 months is really helpful. Reviewed on: 10th May 2026

Smooth experience using PayPal Credit

I’ve had a really smooth experience using PayPal Credit. The application process was quick and straightforward, and I got a clear decision almost instantly. It’s been especially helpful for spreading the cost of larger purchases without any hassle. The interface is easy to use, payments are simple to manage, and I like having the flexibility to pay things off early without penalties. Everything feels transparent, with no nasty surprises. Overall, it’s a really convenient option if you want a bit more control over your spending. Definitely a useful tool to have alongside a regular PayPal account. Reviewed on: 10th May 2026

PayPal credit for me is a life saver, it helps me wi...

PayPal credit for me is a life saver, it helps me with purchases and helps me manage my finances Reviewed on: 10th May 2026

PayPal was able to communicate with me and understan...

PayPal was able to communicate with me and understand my financial situation when I’m behind on payments Reviewed on: 10th May 2026

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