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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171762 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171770)

Really easy to use and understand

Really easy to use and understand Reviewed on: 11th May 2026

Perfect money management

Ive used it several times and its a great flexible way to pay - 4 months interest free makes it so easy to manage buying that something youre after. Also when returning items and being refunded, they make it very easy to manage those funds :) Really enjoy using it Reviewed on: 11th May 2026

Paypal makes buying convienient, safe and easy.

Paypal makes buying convienient, safe and easy. Direct straight to your paypal, options to pay off before interest kicks in what more could you want! Great for mid pay day months, last minute buys and picking up great bargains. Reviewed on: 11th May 2026

I like the PayPal option where I can buy items in 3...

I like the PayPal option where I can buy items in 3 interest-free instalments. Reviewed on: 11th May 2026

PayPal is so good for those emergency or sending saf...

PayPal is so good for those emergency or sending safe payments Reviewed on: 11th May 2026

All good never had any problems excellent service

All good never had any problems excellent service Reviewed on: 11th May 2026

My got to for online payments

Paypal is great for online use and offers great rates and offers that i use regular Reviewed on: 11th May 2026

Helping provide money

Helping provide money for essentials when others wouldn't Reviewed on: 11th May 2026

Helpful and useful.

Helpful and useful. Easy to use and access. App always responsive. Reviewed on: 11th May 2026

I have found the service to be exceptional.

I have found the service to be exceptional. When I have come against an issue it’s dealt with immediately Reviewed on: 11th May 2026

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