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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171794 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171800)

PayPal has always been my safe place go to when unsu...

PayPal has always been my safe place go to when unsure of selling sites due to the protection. I have always relied on the flexibility & any issues I have have been resolved imminently Reviewed on: 11th May 2026

Positive Experience

All good. No negative experiences. Reviewed on: 11th May 2026

A very convenient service for almost everything online.

A very convenient service for almost everything online. Reviewed on: 11th May 2026

It’s credit, does one thing and does it relatively well

It’s credit, does one thing and does it relatively well Reviewed on: 11th May 2026

Absolutely love PayPal credit, I use it all the time...

Absolutely love PayPal credit, I use it all the time, love that it's 4 months interest free too!! Reviewed on: 11th May 2026

opportunity

PayPal has given me the opportunity to control my finances better and to spread the cost of things I want to buy without being extra extravagant Reviewed on: 11th May 2026

Easy, safe and great service!

Always found PayPal easy to use, safe, value for money, and supported by a good customer service team. Reviewed on: 11th May 2026

Simple options which are flexible and suitable...

Simple options which are flexible and suitable my needs. App is easy to use and make repayments. Reviewed on: 11th May 2026

Always on your side

Had a couple problems in the past and got refunds no questions asked. Use PayPal for payment whenever it’s an option. Reviewed on: 11th May 2026

Affordable Credit

Never had a problem with PayPal it is an excellent service. I also find pay in three instalments invaluable in helping me buy more expensive items when I need them as it allows me to spread the payments interest free over 3 months. Reviewed on: 11th May 2026

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