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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (73891 reviews)

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4.90

Based on 73,891 reviews, last reviewed 17th Apr 2026

2127600% increase in 5 star reviews

in the past 90 days

5800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have always found the app easy to use. I have always found the app easy to use. Instant decision and it allows you to pay early and monitor your transactions and spending Reviewed on: 17th April 2026

Latest lowest rating:

1

PayPal appauling when things go wrong PayPal, in general, is good until any problems arise. PayPal buyer protection is appalling, as is the customer service and complaints process Reviewed on: 17th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (73891)

just works no fuss, i always end up using paypal ove...

just works no fuss, i always end up using paypal over other services Reviewed on: 17th May 2024

Better services.

Better services for users and easy access. Reviewed on: 17th May 2024

I love PayPal

The easy way to spread the cost of anything I buy. This makes even the big purchases affordable. Easy to use and no problems so far, I use it for most of my online purchases. Reviewed on: 17th May 2024

first class service

Every time I have purchased with PayPal I have no issues and all purchases have been securely dealt with Reviewed on: 17th May 2024

easy to use then the traditional payment method.

easy to use then the traditional payment method. Reviewed on: 17th May 2024

Just fantastic.

Just fantastic.i buy my michellen sport tyres for my car on PayPal credit excellent. Reviewed on: 17th May 2024

It's brilliant, it helps me out in so many ways

It's brilliant, it helps me out in so many ways Reviewed on: 17th May 2024

Easy to use.

Easy to use. When things go wrong, PayPal is there to make sure things are fixed. There are things that could be improved and hopefully over time they will, with the help of customers input. Direct contact/ communication with customer service/ support would be helpful. Reviewed on: 17th May 2024

Very excellent service payment product

Very excellent service payment product Reviewed on: 17th May 2024

PayPal is the only app that allows me to use credit...

PayPal is the only app that allows me to use credit and prove to other apps that I can control my spendings. Reviewed on: 17th May 2024

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