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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (74049 reviews)

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4.90

Based on 74,049 reviews, last reviewed 17th Apr 2026

2141900% increase in 5 star reviews

in the past 90 days

6100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Seamless, easy to keep track of spending and chat to... Seamless, easy to keep track of spending and chat to agents when needed Reviewed on: 17th April 2026

Latest lowest rating:

1

Scammed 3 times by the same scammer Got scammed three times in three transactions from the same seller. PayPal would only refund one. Leaving me £200 out of pocket even though it’s clea... Read more Reviewed on: 17th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (74049)

I’m very happy with Paypal credit easy to use.

I’m very happy with Paypal credit easy to use. Reviewed on: 18th May 2024

Paypal has been a god send to me when things have be...

Paypal has been a god send to me when things have been tight, excellent service and so easy to use, I would highly recommend Reviewed on: 18th May 2024

PayPal Provides

Excellent service excellent product Reviewed on: 18th May 2024

No hassle stress free good reminders

No hassle stress free good reminders Reviewed on: 18th May 2024

Always happy with

Always a quick way to go and I’ve been happy with from the beginning . Reviewed on: 18th May 2024

Trusted and reliable.

Trusted and reliable. Love using it without having concerns Reviewed on: 18th May 2024

I find PayPal very easy to manage and the pay in th...

I find PayPal very easy to manage and the pay in three payments very useful for bigger purchases . Reviewed on: 18th May 2024

Protected money!

I love using PayPal, I will usually use all the features of transferring money, PayPal credit and for normal transactions as it makes my payments feel safe. Reviewed on: 18th May 2024

Very simple, easy process.

Very simple, easy process. There's not much more to say. Reviewed on: 18th May 2024

Dreadful exchange rates

I was about to pay for a ticket when on holiday in Portugal when I noticed the PayPal rate of £1 to €1.11. I quickly switched payments to my Starling account where I got €1.17 to the UK pound. Daylight robbery. Reviewed on: 18th May 2024

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