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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171822)

Always available and easy to use.

5
Always available and easy to use. Feels safe. Reviewed on: 11th May 2026

Straightforward and a handy way to pay for things.

5
Straightforward and a handy way to pay for things. Reviewed on: 11th May 2026

Paypal credit is a handy facility to spread the cost...

4
Paypal credit is a handy facility to spread the cost of some buys over a couple of months Reviewed on: 11th May 2026

Easy to navigate site, good communication when conta...

5
Easy to navigate site, good communication when contact is required Reviewed on: 11th May 2026

Easy and convenient to use

5
I’ve had a very positive experience with PayPal Credit. The app is simple to use, payments are easy to manage, and everything is clear and convenient. It’s been reliable and helpful for spreading the cost of purchases Reviewed on: 11th May 2026

Brilliant never had problems with them

5
Brilliant never had problems with them Reviewed on: 11th May 2026

I find pay pal excellent.

5
I find pay pal excellent. The 4 months buy now pay later is brilliant and customer service is very helpful. Thanks Reviewed on: 11th May 2026

Excellent service, helps me with managing my money o...

5
Excellent service, helps me with managing my money over multiple countries and currencies Reviewed on: 11th May 2026

Convenient

5
Very easy to use, pay in three zero percent is a great feature. Reviewed on: 11th May 2026

good, accurate, reliable and secure.

4
good, accurate, reliable and secure. those qualities stand our for me Reviewed on: 11th May 2026

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