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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171832 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171834)

Dream Big, Paypal Helps....

PayPal has always been a great help for middle-class people like us. It allows us to dream of buying expensive things, and their 0% easy installment scheme helps make those dreams possible. Basically, PayPal inspires us to dream about things that once felt unachievable in our lives. Reviewed on: 11th May 2026

PayPal is easy and convenient, hardly ever problemat...

PayPal is easy and convenient, hardly ever problematic or unavailable for technical reasons. gives multiple ways to pay, and has changed my spending for the better. PayPal credit is extremely useful, and the extra layer of protection for transactions invaluable. I cannot recommend it enough. Reviewed on: 11th May 2026

My go to

I always find paypal credit really easy to use, the app clearly displays everything and they’re simply my go to. 4 months interest free is also ideal. I have never had an issue, and any refunds come through quickly. Reviewed on: 11th May 2026

Paypal is overall very good, however when you need s...

Paypal is overall very good, however when you need support it can be lacking and is too reliant on bots and AI. Reviewed on: 11th May 2026

Just brilliant!

Just brilliant, PayPal is your first choice to pay today! Reviewed on: 11th May 2026

Love PayPal have used for years and they’ve always b...

Love PayPal have used for years and they’ve always been good to me Reviewed on: 11th May 2026

I use PayPal to buy things I can't afford to outrigh...

I use PayPal to buy things I can't afford to outright buy and it's useful to me or large items mostly. Reviewed on: 11th May 2026

Good customer service!

Dealt with customer service a few times and they have always been very helpful and it makes it easy to make transacting with many sites. Reviewed on: 11th May 2026

I always use PayPal.

I always use PayPal. I feel safe, I know help is always to hand. Everyone I deal with knows and trusts PayPal brand. The service is always very quick and prompt. Reviewed on: 11th May 2026

Always available how and when I need it

Always available when needed and great choices on how I can afford to pay back Reviewed on: 11th May 2026

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