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PayPal: PayPal Credit reviews

4.90
Based on 77,165 reviews, last reviewed 19th Apr 2026
2430600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

so easy to use, just love using paypal plus so easy to use, just love using paypal plus Reviewed on: 19th April 2026
Phil Border's avatar
Phil Border

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77165)

Paypal credit

5
Over all good, when I contact customers service Reviewed on: 25th May 2024

Always amazing experience Paypal never let me down a...

5
Always amazing experience Paypal never let me down and always ready to help whenever I am stuck ķ Reviewed on: 25th May 2024

Very useful to have PayPal credit, service...

5
Very useful to have PayPal credit, excellent service of funding, very easy to apply for and excellent customer service when required. Reviewed on: 25th May 2024

Always been great & customer service is excellent

5
Always been great & customer service is excellent Reviewed on: 25th May 2024

convenient

5
It’s super easy and convenient to use. credit plans are also very helpful. Reviewed on: 25th May 2024

PayPal makes my life easy when buying goods online

5
PayPal makes my life easy when buying goods online Reviewed on: 25th May 2024

My experience has been great, purchase made easier w...

5
My experience has been great, purchase made easier with flexible repayment plans Reviewed on: 25th May 2024

Options are great

4
Like the options to pay in 3 or 12 months which has helped me a lot for the past year- bought a gaming pc for my son when I couldn’t afford to pay in one go Reviewed on: 25th May 2024

Never had any issues.

5
Never had any issues. The app is a seamless experience. I can manage my money with ease. The security of PayPal is reassuring and I know I can rely on them to keep my details safe. I've used PayPal credit for a while and it's now my preferred payment method when I need it. Reviewed on: 25th May 2024

Always handy for those moments where cash is short b...

5
Always handy for those moments where cash is short but need to buy something of a value over £99 Reviewed on: 25th May 2024

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