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PayPal: PayPal Credit reviews

4.90
Based on 76,843 reviews, last reviewed 19th Apr 2026
2400000% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent secure payment method & customers service,... Excellent secure payment method & customers service, highly recommend! Reviewed on: 19th April 2026
Vicky 's avatar
Vicky

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (76843)

So easy & simple to use.

5
So easy & simple to use. Easy to know what you need to pay back & when Reviewed on: 24th May 2024

Used it several times, easy to use.

5
Used it several times, easy to use. Reviewed on: 24th May 2024

I find PayPal credit easy to use

5
I find PayPal credit easy to use and available to use in many places Reviewed on: 24th May 2024

Paypal credit is a very good option without leaving...

5
Paypal credit is a very good option without leaving home. I am using it for the second time and I am very satisfied. I recommend Reviewed on: 24th May 2024

Nothing but good things

5
Nothing but good things to say about PayPal credit I’ve never had a bad experience with them. Reviewed on: 24th May 2024

I have been with PayPal for years and never had a pr...

5
I have been with PayPal for years and never had a problem I always use it when making online purchases it safe and it gives me peace of mind Reviewed on: 24th May 2024

Find PayPal credit a very quick and efficient way of...

5
Find PayPal credit a very quick and efficient way of buying things while spreading the cost.Also the peace of mind you get using it. Reviewed on: 24th May 2024

Lack of customer service for non BAU

3
Lack of customer service for non BAU Reviewed on: 24th May 2024

I often use my PayPal credit facility.

5
I often use my PayPal credit facility. It is simple to use and helps me manage my finances. Reviewed on: 24th May 2024

Trouble free and easy to use.

5
Trouble free and easy to use. Excellent customer service and easy to get refunds. Reviewed on: 24th May 2024

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