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PayPal: PayPal Credit reviews

4.90
Based on 76,964 reviews, last reviewed 19th Apr 2026
2411600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is accepted in almost all retail areas that I... Paypal is accepted in almost all retail areas that I shop... Being able to spreed costs help me budget my household income when raising kids. Reviewed on: 19th April 2026
Joanne F's avatar
Joanne F

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76964)

Best of the best.

5
Best of the best. I will recommend all my friends and family Reviewed on: 24th May 2024

Never had any issue's always smooth and easy to use

5
Never had any issue's always smooth and easy to use Reviewed on: 24th May 2024

Amazing , but not easy to find information about int...

5
Amazing , but not easy to find information about interest etc after 3 months Reviewed on: 24th May 2024

PayPal ftw!

5
I have used PayPal for years, and it has always been a straight-forward and easy experience. PayPal credit and Pay-In-3 are incredibly handy and very transparent with the terms and conditions! They are always on hand to assist with any issues, such as disputes with companies/individuals or scheduling payments. Reviewed on: 24th May 2024

Easy to use app.

4
Easy to use app. Friendly interface. Reviewed on: 24th May 2024

It is very supportive for new purchases

5
It is very supportive for new purchases Reviewed on: 24th May 2024

Great option of secure payment and options to cancel...

5
Great option of secure payment and options to cancel if transaction has been wrong.Like the fact that as well as password I also get txt to my phone in order to log in Reviewed on: 24th May 2024

PayPal pay in 3 or PayPal credit are amazing ways to...

5
PayPal pay in 3 or PayPal credit are amazing ways to help you buy larger purchases that you can budget for and they’re interest free Reviewed on: 24th May 2024

PayPal is a clear easy use service would recommend

5
PayPal is a clear easy use service Reviewed on: 24th May 2024

Stress free transactions

5
I have always had a seamless experience with PayPal even when having disputes they are handled quickly and efficiently. Reviewed on: 24th May 2024

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