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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171969 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171973)

Great for getting bits and bobs on pay in 3

Great for getting bits and bobs on pay in 3 Reviewed on: 11th May 2026

Fantastic service at sorting out a problem I had

Fantastic service at sorting out a problem I had Reviewed on: 11th May 2026

Purchased a phone in contract , repay monthly, easy...

Purchased a phone in contract , repay monthly, easy and reliable service . Reviewed on: 11th May 2026

Very good

Always helped me. I will keep using it Reviewed on: 11th May 2026

It’s a straightforward and trustworthy system

It’s a straightforward and trustworthy system Reviewed on: 11th May 2026

Great way to pay

If used properly, PayPal makes things so much simpler and affordable at no extra cost Reviewed on: 11th May 2026

Easy and convenient

Easy to use via the app, handy when making online purchases. Reviewed on: 11th May 2026

I use paypal credit to buy items ove £99 and pay ove...

I use paypal credit to buy items ove £99 and pay over 4 months. Reviewed on: 11th May 2026

Good experience

I always have a good experience with Pay Pal Reviewed on: 11th May 2026

Fantastic app , much easier to pay for goods this...

Fantastic app , much easier to pay for goods this way Reviewed on: 11th May 2026

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