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PayPal: PayPal Credit reviews

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4.90
Based on 77,065 reviews, last reviewed 19th Apr 2026
2420900% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal as my default payment process. I use PayPal as my default payment process. Have done for 15+ years. In recent times I have appreciate PayPal Credit and PayPal PayIn3 as ways to make... Read more Reviewed on: 19th April 2026
Calum's avatar
Calum

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77065)

Such simple rules apply and once they were explained...

5
Such simple rules apply and once they were explained in full I was able to make sure my repayments covered my credit as well as my spending to avoid extra charges Reviewed on: 25th May 2024
Louise W's avatar
Louise W

I was billed more than normal without prior notice

3
I was billed more than normal without prior notice Reviewed on: 25th May 2024
Ifunanya U's avatar
Ifunanya U

No issues, fast efficient service

5
No issues, fast efficient service Reviewed on: 25th May 2024
Ratnadewi C's avatar
Ratnadewi C

Customer Service issues

5
Very difficult getting to speak with an actual person but using PayPal is a great secure way of paying online they automated service on the telephone is good but limited Reviewed on: 25th May 2024
Kitty's avatar
Kitty

Always a positive experience.

5
Always a positive experience, good app and easy to use. Reviewed on: 25th May 2024
Louise S's avatar
Louise S

I love using PayPal.

5
I love using PayPal. Either my credit or the 3 installment payments. It makes shopping online so much easier. Reviewed on: 25th May 2024
Michael C's avatar
Michael C

PayPal a credit cushion

5
PayPal genuinely acts as a cushion of credit for lower credit possible clients Reviewed on: 25th May 2024
Robbie 's avatar
Robbie

Easy to use helps spread the cost of buying goods ,...

5
Easy to use helps spread the cost of buying goods , with there free interest plans, three payment plan are very good Reviewed on: 25th May 2024
Brian M's avatar
Brian M

Is Great.

5
Is Great. Fast and easy to use. Working almost everywhere. I highly recommend PayPal to everyone. Reliable service. Nice and helpfull staff. Good fraud protection as well. Clear to read website and emails. Reviewed on: 25th May 2024
Bartosz's avatar
Bartosz

Buying and paying with PayPal gives me assurance and...

5
Buying and paying with PayPal gives me assurance and satisfaction my goods will be delivered. Reviewed on: 25th May 2024
Oli O's avatar
Oli O

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