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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172248 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172284)

A breezeto use.

It has helped when I did not have the funds on hand to purchase. Also a breeze to use. Reviewed on: 12th May 2026

Always use paypal for online payments.

Always use paypal for online payments.. Its always smooth and painless and over the years has gotten faster and more hassle free. Reviewed on: 12th May 2026

0% interest in 4 months is great!

The PayPal credit 0% interest in 4 months is a lifesaver for money! Reviewed on: 12th May 2026

Always had a great experience with PayPal.

Always had a great experience with PayPal. I love that I can spread the cost without any added fees. Thank you Reviewed on: 12th May 2026

Is good to have an extra cash.

Is good to have an extra cash PayPal is one of those Reviewed on: 12th May 2026

Perfect for big and small purchases

I have used PayPal credit for years and it has been such a good way to help me spread the cost of big and little spends, ranging from clothes to concert tickets. Reviewed on: 12th May 2026

Trusted and time tested online payment system

I had a recent issue with a online retailer and PayPal patiently listened to the issues and resolved the issue for me. Reviewed on: 12th May 2026

Paypaly to pay for goods and can trust only paymen...

Great way to pay for goods and can trust only payment will be taken and provides you with pay.ent options and it is easy to see on your account how mu Reviewed on: 12th May 2026

Find it a great way to spread costs and no interest...

Find it a great way to spread costs and no interest charges if paid over four months. Plus you have security on your purchases with the PayPal guarantee Reviewed on: 12th May 2026

Good options

I like how paypal gives you optons to pay in 3 or interest free for 4 months. Reviewed on: 12th May 2026

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