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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172512)

Good repayment options, flexible with repayment, lik...

4
Good repayment options, flexible with repayment, like the no interest option (longest available compared to other providers) Reviewed on: 12th May 2026

So far so good just keep up with the good...

5
So far so good just keep up with the good work Reviewed on: 12th May 2026

I use paypal because I trust them

5
I use paypal because I trust them Reviewed on: 12th May 2026

Very easy and reliable to use.

5
Very easy and reliable to use. If there's ever a problem, no question in doing everything they can to help Reviewed on: 12th May 2026

PayPal- your money's protected!

5
I've used PayPal for years as a safe and efficient way to buy things and send money with added security knowing that my money is protected Reviewed on: 12th May 2026

Easy to manage finances.

5
Easy to manage finances. Low rates for borrowing. Reviewed on: 12th May 2026

Great service

5
Like a great bank great service easy way to pay and safe Reviewed on: 12th May 2026

Absolutely excellent service with a smooth and hassl...

5
Absolutely excellent service with a smooth and hassle free process, it works as described and everything was clearly explained approval was quick. Reliable and transparent and highly recommended, easy to use, I’ve been using it regularly and have great experience so far. Reviewed on: 12th May 2026

Never had any issues with PayPal.

5
Never had any issues with PayPal. Great service and excellent customer support. Reviewed on: 12th May 2026

I fell safe about my money with Pay Pal!

5
I fell safe about my money with Pay Pal! Reviewed on: 12th May 2026

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