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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172715)

Always had a good experience whenever ive needed to...

5
Always had a good experience whenever ive needed to get help with anything. Reviewed on: 12th May 2026

Using PayPal is more secure and makes me feel protec...

5
Using PayPal is more secure and makes me feel protected when paying Paypals pay in 3 is a good option to be able to purchase items and have the cost spread Reviewed on: 12th May 2026

Secure way to purchase online, never had any reason...

5
Secure way to purchase online, never had any reason to doubt any of my transactions. Safe in the knowledge that PayPal has my security covered in every transaction. Reviewed on: 12th May 2026

Making purchases a lot more manageable

5
Making purchases a lot more manageable Reviewed on: 12th May 2026

Easy to set up and use.

5
Easy to set up and use. Flexible payments options are very useful in this economy! Reviewed on: 12th May 2026

I use PayPal credit regularly.

5
I use PayPal credit regularly. Easy to sign up and use. Reviewed on: 12th May 2026

Very easy to buy using PayPal credit.

5
Very easy to buy using PayPal credit. Although I could afford the items I like to keep the money and use PayPal credit - doesn’t feel like I have spent too much this way Reviewed on: 12th May 2026

It’s easy for transactions however very difficult fo...

5
It’s easy for transactions however very difficult for customer service. Reviewed on: 12th May 2026

All good about PayPal credit card, good offers for 0...

5
All good about PayPal credit card, good offers for 0% offers in big amounts which helps to pay less each month Reviewed on: 12th May 2026

Great credit service

5
Great credit service very easy to use quick transactions Reviewed on: 12th May 2026

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