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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,374 reviews, last reviewed 19th Apr 2026
2450500% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy not hassle Easy transactions not hassle free. Good communicatiins Reviewed on: 19th April 2026
sarah b's avatar
sarah b

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77374)

Excellent service - value of money

5
Excellent service - value of money Reviewed on: 26th May 2024
Mina I's avatar
Mina I

Easy to set up and use,trustworthy as I don’t like p...

5
Easy to set up and use,trustworthy as I don’t like paying online due to scams Reviewed on: 26th May 2024
Kelly F's avatar
Kelly F

Love the ease and usability of paypal interest free...

5
Love the ease and usability of paypal interest free credit, and the safety and security of using paypal Reviewed on: 26th May 2024
Christopher T's avatar
Christopher T

Pay pal is very easy to use.

5
Pay pal is very easy to use. Always there as an option and a great way to pay! Reviewed on: 26th May 2024
Christian P's avatar
Christian P

Pay Pal credit -great value

5
Pay Pal credit is easy to set up and being interest free makes it my choice for any goods that I need to take on credit over 3 months. I would always use this service for any future large purchases. Reviewed on: 26th May 2024
Janine D's avatar
Janine D

It works perfectly.

5
It works perfectly. I highly recommend PayPal credit. Reviewed on: 26th May 2024
Max Moroz's avatar
Max Moroz

I enjoyed working with PayPal because it is fast, re...

5
I enjoyed working with PayPal because it is fast, reliable and easy to work Reviewed on: 26th May 2024
Amin K's avatar
Amin K

It was very helpful when I needed the credit

5
It was very helpful when I needed the credit and I paid back in 3 month without interest. Reviewed on: 26th May 2024
Babatunde B's avatar
Babatunde B

Works well

5
I never had any issues, all works very well Reviewed on: 26th May 2024
Georgi K's avatar
Georgi K

It’s a good service but can be easy to overspend, th...

4
It’s a good service but can be easy to overspend, thankfully I’ve managed to get my spending sorted and now I’m in a much better position. It really helps out when in a pinch or making purchases that could go wtong Reviewed on: 26th May 2024
Sophie S's avatar
Sophie S

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