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PayPal: PayPal Credit reviews

4.90
Based on 77,495 reviews, last reviewed 19th Apr 2026
2461600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, any issues have been dealt with accordi... Easy to use, any issues have been dealt with accordingly. Reviewed on: 19th April 2026
Ant Roachino's avatar
Ant Roachino

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (77495)

Good service and user experience

4
Good service and user experience Reviewed on: 26th May 2024

Any problem has been dealt with and resolved with in...

5
Any problem has been dealt with and resolved with in a matter of days Reviewed on: 26th May 2024

Great way to spread cost of any purchase

5
Great way to spread cost of any purchase Reviewed on: 26th May 2024

I find it really reasonable and easy to use and setu...

5
I find it really reasonable and easy to use and setup repayment. I find it very useful and more efficient and secure than my card. Reviewed on: 26th May 2024

Used it for two payments

5
I've used it for two payments with them both being zero percent finance Reviewed on: 26th May 2024

Good experience all the time.

5
Good experience all the time. Easy to pay and refund when good not received or delivered Reviewed on: 26th May 2024

Easy to use.

4
Easy to use. Good communication. Reviewed on: 26th May 2024

Communication is non existent.

2
Communication is non existent. It is impossible to speak to someone for real live information. It is just Q&A's. Reviewed on: 26th May 2024

I’m very happy with paypal, I really recommend to ev...

5
I’m very happy with paypal, I really recommend to everyone Reviewed on: 26th May 2024

Have been using for years

5
Always a good experience and easy to use any issues it’s easy to get help always a fast response and safe to use Reviewed on: 26th May 2024

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