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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,597 reviews, last reviewed 19th Apr 2026
2471100% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

0% for 12 months is great Needed to buy a large appliance and took advantage g the 0% for 12 months Reviewed on: 19th April 2026
Samantha P's avatar
Samantha P

Latest lowest rating:

1

Paypal Credit - a nightmare of an organisation. Paypal Credit is convenient but extremely fruistrating, On the one hand they offer 4 months interest free credit which allows you to spead the cost of... Read more Reviewed on: 19th April 2026
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Digby
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77597)

Easy, keeps you updated with your credit

5
Easy, keeps you updated with your credit and I love using the 4 months interest free on payments over £100. I would definitely recommend! Reviewed on: 26th May 2024
Jennie G's avatar
Jennie G

Excellent and outstanding, very easy to process and...

5
Excellent and outstanding, very easy to process and safe Reviewed on: 26th May 2024
KHAN's avatar
KHAN

Always easy to use and instant transactions

5
Always easy to use and instant transactions make this service my go to source for payments. Reviewed on: 26th May 2024
Jason M's avatar
Jason M

Great even better, better than need.

5
Great even better, better than need. Super and easy, easier than need. 0% but could be -10% (discount) cashback. Give me moore. Reviewed on: 26th May 2024
Leonids Klimovs's avatar
Leonids Klimovs

Had no issues with paypal.

4
Had no issues with paypal. Always done as they have said Reviewed on: 26th May 2024
Wayne P's avatar
Wayne P

Fast, reliable & safe

5
Really fast response to refund request, reliable and safe service. Reviewed on: 26th May 2024
Matt F's avatar
Matt F

Very good had no problems very happy with the service.

5
Very good had no problems very happy with the service. Reviewed on: 26th May 2024
Mark t's avatar
Mark t

Great service and platform - so easy to use and safe.

5
Great service and platform - so easy to use and safe. Charges are sensible as well Reviewed on: 26th May 2024
John F's avatar
John F

It is great whenever speak with customer service reg...

5
It is great whenever speak with customer service regarding any issue with transactions. Reviewed on: 26th May 2024
Zia 's avatar
Zia

Paypal credit is a great convenient way to pay month...

5
Paypal credit is a great convenient way to pay monthly on stuff Reviewed on: 26th May 2024
Sophie N's avatar
Sophie N

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