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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,714 reviews, last reviewed 19th Apr 2026
2482200% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s very easy to manage. It’s very easy to manage any transaction. Reviewed on: 19th April 2026
GHAZAL H's avatar
GHAZAL H

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77713)

Great all round service

5
PayPal is reliable and easy to use Reviewed on: 27th May 2024
Samantha T's avatar
Samantha T

PayPal always respond within time given easy to use

5
PayPal always respond within time given easy to use Reviewed on: 27th May 2024
Amanda Y's avatar
Amanda Y

Lovin it

5
PayPal we’re the only the ones who would offer me credit when no one else would, plus it’s so easy to use and make payments! Reviewed on: 27th May 2024
Benjamin G's avatar
Benjamin G

I have never had a bad experience with PayPal credit.

5
I have never had a bad experience with PayPal credit. If I ever had any problems, they would sort it out really quickly. Reviewed on: 27th May 2024
Rosemarie-Grace Santos's avatar
Rosemarie-Grace Santos

Great app

5
Always there on the clear app which is easy to navigate. Only once. Had to call them answered quickly explanation given very curious. Reviewed on: 27th May 2024
Derrick B's avatar
Derrick B

very easy to use

3
I love Paypal credit and it is very easy to use Reviewed on: 27th May 2024
Claudia S's avatar
Claudia S

Convenient way to pay.

5
Convenient way to pay. Accepted for lots of online payments Reviewed on: 27th May 2024
Marie B's avatar
Marie B

Very clear and responsible lending.

5
Very clear and responsible lending. Always investigate any disputes. I feel very secure with PayPal Reviewed on: 27th May 2024
Simone N's avatar
Simone N

No issues fast and easy.

5
No issues fast and easy. App is quick and links to fast payment on websites Reviewed on: 27th May 2024
Stuart C's avatar
Stuart C

Very good and very easy.

5
Very good and very easy. Anybody can use it which makes it all the better! Safe and secure so feel confident using this device should anything negative potentially happen Reviewed on: 27th May 2024
Lauren m's avatar
Lauren m

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