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PayPal: PayPal Credit reviews

4.90
Based on 77,126 reviews, last reviewed 19th Apr 2026
2426900% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Most useful site on i ternet see it and paypal it p... Most useful site on i ternet see it and paypal it perfect, Reviewed on: 19th April 2026
Patsy Braidford's avatar
Patsy Braidford

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77126)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Best retail finance provider, hassle free, accepted...

5
Best retail finance provider, hassle free, accepted by most retailers. Strongly recommended Reviewed on: 16th April 2026

Easy to use, fair interest rates

5
Easy to use, fair interest rates for a credit provider Reviewed on: 16th April 2026

Been with paypal for years and have nothing to compl...

5
Been with paypal for years and have nothing to complaint Reviewed on: 16th April 2026

I have had a fantastic experience using this service...

5
I have had a fantastic experience using this service in carrying out my purchases Reviewed on: 16th April 2026

Jezzasnith

4
All satisfactory no problems tracking could be done better need more up to date info Reviewed on: 16th April 2026

Easy to use

5
Easy to use and never had to use customer service all in all an excellent experience. Reviewed on: 16th April 2026

Very good experience, I am very satisfied with PayPa...

5
Very good experience, I am very satisfied with PayPal Credit. Reviewed on: 16th April 2026

Always quick and easy , never any problems

5
Always quick and easy , never any problems Reviewed on: 16th April 2026

Service and support are always excellent!

5
Service and support are always excellent! Reviewed on: 16th April 2026

I disputed a transaction and I got the money back.

5
I disputed a transaction and I got the money back. It was quick and easy Reviewed on: 16th April 2026