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PayPal: PayPal Credit reviews

4.90
Based on 76,928 reviews, last reviewed 19th Apr 2026
2408200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best and quick service I use paypal credit on a regular and it fast and reliable Reviewed on: 19th April 2026
Berkina K's avatar
Berkina K

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (76928)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy and fast to use,buy anything you want with...

5
Very easy and fast to use,buy anything you want with jist few clicks Reviewed on: 16th April 2026

Feel more secure dealing through PayPal with so much...

5
Feel more secure dealing through PayPal with so much scams about Reviewed on: 16th April 2026

Very good and reliable credit card

5
Very good and reliable credit card Reviewed on: 16th April 2026

Easy to use and navigate.

5
Easy to use and navigate. Very useful Reviewed on: 16th April 2026

Never have a problem with anything.

5
Never have a problem with anything. Reviewed on: 16th April 2026

I have no problem had one issue PayPal heped me...

4
I have no problem had one issue PayPal heped me out Reviewed on: 16th April 2026

It is great and very helpful to help me manage my mo...

5
It is great and very helpful to help me manage my money Reviewed on: 16th April 2026

Safe, Secure and reliable

5
Safe, Secure and reliable. Always there to help and not pushy Reviewed on: 16th April 2026

Mamahuhu

4
PayPal Credit is useful for spreading the cost of purchases and it is easy enough to use at checkout. That said, the terms are not always that clear and the overall experience feels a bit average rather than great. It does the job, but I would like better communication and a smoother customer experience. Reviewed on: 16th April 2026

Your service is excellent ham

5
Your service is excellent can always rely on PayPal to make sure you are always protected Reviewed on: 16th April 2026