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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77901 reviews)

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4.90

Based on 77,901 reviews, last reviewed 20th Apr 2026

2498700% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

All round great service I have been using PayPal for many years it is a great safe way of paying and the customer service is outstanding and always happy to help Reviewed on: 20th April 2026

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77901)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Easy to set up, convenient and reliable.

Easy to set up, convenient and reliable. Reviewed on: 16th April 2026

Brilliant Customer service.

Brilliant Customer service. Answer my queries with no problem. In fact nothing us too much. Reviewed on: 16th April 2026

Excellent

Excellent for paying for things with the added assurance of protection Reviewed on: 16th April 2026

Bought a Macbok Pro on 2 year £79 per month.

Bought a Macbok Pro on 2 year £79 per month. Then bought a watch for £147 on interest free for 4 months. Every month I thought my direct debit of £50 (on top of the £79 per month) payment was getting taken off the £147, it wasn't, then all of a sudden my 4 months are running out and I had to pay the £147 in full before getting charged interest. Now this may be clear somewhere on the site, but it obviously wasn't to me, I thought I had it all worked out, easy, I didn't. Reviewed on: 16th April 2026

Straight forward and supportive when a purchase goes...

Straight forward and supportive when a purchase goes wrong Reviewed on: 16th April 2026

PayPal is the way to go

I have been using PayPal for as long as I can remember, I refuse to pay online if a retailer doesn't have PayPal as I trust them to keep my credentials safe. Reviewed on: 16th April 2026

Good service found old app confusing

Good service found old app confusing Reviewed on: 16th April 2026

Money on the go around the world

Use PayPal sine many years and it was always easy way to pay around the world. Just reliable and trusted finance Reviewed on: 16th April 2026

Excellent payment option.

Excellent payment option. It gives you peace of mind and the possibility of paying on your own schedule Reviewed on: 16th April 2026

Paypal is ok, a necessary evil to get on with paying...

Paypal is ok, a necessary evil to get on with paying for stuff online Reviewed on: 16th April 2026

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