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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146665 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146666)

Great buying experience

Great buying experience with different ways to suit your payments Reviewed on: 17th June 2026

Like the 4 months interest free plan

Like the 4 months interest free plan Reviewed on: 17th June 2026

Personally I never had issues with PayPal and using...

Personally I never had issues with PayPal and using over a decade. Just shows how simple and user friendly it is. Reviewed on: 17th June 2026

Been using PayPal for year's now honestly can't faul...

Been using PayPal for year's now honestly can't fault you guys highly recommend you to all my family friends even people I don't know who spot me using my PayPal debit card I explained you get points etc so they gonna try it out Reviewed on: 17th June 2026

great banking alternative

simple to use and the app has a lots of perks Reviewed on: 17th June 2026

Very good experience.

Very good experience. I recommend. Reviewed on: 17th June 2026

Easy access & prompt support.

Easy access & prompt support. This platform gives me confidence for any purchase Transactions are safe & secure. Reviewed on: 17th June 2026

would recommend

Would recommend, app is very easy to use and you can see everything laid out. Paypal credit is a good option Reviewed on: 17th June 2026

PayPal the best app.

I’ve used PayPal for years but it’s only the last few years I’ve used the credit and it suits me perfectly, whilst still giving me the protection against fraud. It’s extremely useful and handy for me when I don’t want the high interest that’s in my credit cards. Reviewed on: 17th June 2026

Great service

Easy to use, very helpful if have issue with goods brought Reviewed on: 17th June 2026

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