Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,803 reviews, last reviewed 18th Apr 2026
2304800% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a good experience using PayPal Credit. I’ve had a good experience using PayPal Credit. It’s been really useful for spreading the cost of larger purchases, and the application process was qu... Read more Reviewed on: 18th April 2026
Danish J's avatar
Danish J

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (75803)

Excellent

5
Good service, always there for you when is needed. Transactions convenience and always on time. And many many more. Reviewed on: 16th April 2026
Eleftherios Terry 's avatar
Eleftherios Terry

Very easy

5
Very easy to use and do many different options Reviewed on: 16th April 2026
Simon F's avatar
Simon F

Easy to use jo

5
Easy to use and easy to pay for goods Reviewed on: 16th April 2026
Jac O's avatar
Jac O

Easy to use and instantly available.

5
Easy to use and instantly available. Works well for short-term purchases with 0% offers, but interest is high if you don’t repay on time. Best used with discipline. Reviewed on: 16th April 2026
Adrienn Borbath's avatar
Adrienn Borbath

Found to be very good so far xxxxxxxxxxxxxxxxxxxxxxx...

5
Found to be very good so far xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx. Reviewed on: 16th April 2026
Alan Trout's avatar
Alan Trout

Loving the PayPal credit at 0%

5
The ease of making a larger purchase without having all the money for it and still paying it back at no extra cost is amazing! Reviewed on: 16th April 2026
Marcin R's avatar
Marcin R

Excellence service

5
Excellent customer service always sorted my problems out if I had a problem Reviewed on: 16th April 2026
Andrewbayley's avatar
Andrewbayley

Ican do practically anything now througPayPal and...

5
I can do practically anything now through PayPal and not have any worries about payments being made, recovered and also direct debits for credit. Use it all the time, very impressed with this service. Reviewed on: 16th April 2026
Michael Mills's avatar
Michael Mills

Very easy to navigate and understand also very safe.

5
Very easy to navigate and understand also very safe. Reviewed on: 16th April 2026
Gary D's avatar
Gary D

Great to use when I need more time to pay...

5
Great to use when I need more time to pay Reviewed on: 16th April 2026
Ann lee's avatar
Ann lee

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill