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PayPal: PayPal Credit reviews

4.90
Based on 78,542 reviews, last reviewed 20th Apr 2026
2558600% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ive been using PayPal since the early 2000's and its... Ive been using PayPal since the early 2000's and its always been tip top Reviewed on: 20th April 2026
Lloyd H's avatar
Lloyd H

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (78542)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

I only use PayPal because it's safe for your money,...

5
I only use PayPal because it's safe for your money, there are very good offers if you shop with PayPal and many benefits. I always recommend my friends to use PayPal. Reviewed on: 17th April 2026

I like paypal easy to to use.

5
I like paypal easy to to use. Never don't have any problems. Reviewed on: 17th April 2026

Options help me manage tight budget

5
Both the credit & pay in 3 options help me manage a really tight budget. Always had fast response with any query & communication is good for statements, accountability info & upcoming payments Reviewed on: 17th April 2026

More secure than other sites very helpful sort out a...

4
More secure than other sites very helpful sort out any problems good display on all payments and transactions just what I need really and linked to other selling sites not just eBay Reviewed on: 17th April 2026

I don't need to pay the full amount for shopping on...

5
I don't need to pay the full amount for shopping online; this can be spread to 3 payments, which is more affordable. Reviewed on: 17th April 2026

Quality and reliable payment platform

5
Quality and reliable payment platform Reviewed on: 17th April 2026

Paying my regular bills and transactions is extremel...

5
Paying my regular bills and transactions is extremely easy and what's more, it's trustworthy as well. Reviewed on: 17th April 2026

I really like Paypal.

5
I really like Paypal. It's simple to use and feels very secure. I've never had any problems when using it for paymebts. Im actually more likely to buy from somewhere online if they accept PayPal. Reviewed on: 17th April 2026

Use PayPal with confidence

5
I have been using PayPal for so many years and have also started using PayPal credit I feel secure knowing if anything goes wrong with a purchase PayPal will help on my behalf Reviewed on: 17th April 2026

Hi use PayPal nearly every day brilliant abd very fr...

5
Hi use PayPal nearly every day brilliant abd very friendly knowing iam covered Reviewed on: 17th April 2026