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PayPal: PayPal Credit reviews

4.90
Based on 78,059 reviews, last reviewed 20th Apr 2026
2513600% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal Credit is very simple to use and when I've ha... Paypal Credit is very simple to use and when I've had issues with companies in the past not providing correct goods PayPal customer service was excell... Read more Reviewed on: 20th April 2026
Clare S's avatar
Clare S

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (78059)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Best option credit card

5
Very reliable.,efficient and offer good service. Reviewed on: 16th April 2026

Trusted piece of mind

5
Easy to use, new card option, trusted piece of mind Reviewed on: 16th April 2026

I've never had a problem with PayPal credit.

5
I've never had a problem with PayPal credit. Everything is exactly as I would like with no reasons for me to contact anyone and nothing ever hidden. Reviewed on: 16th April 2026

PayPal credit

5
Quick, fast and reasonable. Can be used near enough anywhere or on any website. Easy to pay back every month as well Reviewed on: 16th April 2026

Good old Paypal!

5
PayPal is still the best for quick checkouts. It’s consistently reliable, but the flexibility is what really wins for me now. Being able to use Pay in 3 for bigger spends or just paying by credit without hunting for my wallet makes life so much easier. Fast, secure, and zero friction. Reviewed on: 16th April 2026

PayPal services

5
Very happy, using PayPal services very often Reviewed on: 16th April 2026

The finest payment provider

5
Very good and safe service, hassle free and professional Reviewed on: 16th April 2026

Best way to shop

5
What’s there not to like, very easy to pay online and also the 0% interest for 4 months! Win Win Win Reviewed on: 16th April 2026

Have been using PayPal for several years now Excelle...

5
Have been using PayPal for several years now Excellent service Reviewed on: 16th April 2026

Easy to understand and very helpful

5
Easy to understand and very helpful Reviewed on: 16th April 2026