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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146532)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is the best

5
I’ve been using PayPal for 18 years and more recently I joined PayPal credit and they’ve been as good. As a service they are quick and easy to use. Highly recommend them. Reviewed on: 17th June 2026

PayPal credit was a great option for...

5
PayPal credit was a great option for me for redecorating the house. it was quick and easy to apply for but also a good thorough check to ensure you can safely borrow money and afford the payments. I would highly recommend using PayPal credit and have had no issues whatsoever. Reviewed on: 17th June 2026

I found it really easy to set up .

5
I found it really easy to set up and to use . Making it one less worry Reviewed on: 17th June 2026

Using Paypal for years and can’t imagine not having it.

5
Using Paypal for years and can’t imagine not having it. Easy and quick to use. Reviewed on: 17th June 2026

Easy and flexible to use woul recommend this company...

5
Easy and flexible to use woul recommend this company to everyone Reviewed on: 17th June 2026

Brilliant

5
Safe and quick service within the internet purchases Reviewed on: 17th June 2026

Fuss free

5
Fuss free. Not dramas, simple. Very good Reviewed on: 17th June 2026

Works seamlessly

5
Works seamlessly and allows me to spread the cost with peace of mind Reviewed on: 17th June 2026

Perfectly

5
Everything is perfect, I'm fine. I haven't had any problems so far... Reviewed on: 17th June 2026

Great service. ..

5
Easy to use and always take advantage of zero interest offer. Always use PayPal credit as my preferred payment method Reviewed on: 17th June 2026

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